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The Central Meteorological Observatory continued to issue warnings of cold wave, blizzard and gale.

Cctv newsThe Central Meteorological Observatory continued to issue warnings of cold wave, blizzard and gale at 18: 00 on November 21.

The Central Meteorological Observatory continued to issue a cold wave yellow warning at 18: 00 on November 21:

Affected by the cold wave, it is estimated that the temperature in the middle and lower reaches of the Yangtze River and its north will drop by 6 ~ 10℃ from November 21st to 24th, among which the temperature in Inner Mongolia, Northeast China, western and northern North China, central and eastern Huanghuai and other places will drop by 12 ~ 16℃, and the temperature drop in some areas such as central and eastern Inner Mongolia and eastern Northeast China will exceed 16℃, and the main period of gale cooling will be from 22nd to 24th. After the cold wave, the lowest temperature 0℃ line will be located in the middle of Jiangsu and Anhui, south-central Henan, southwestern Shaanxi, southeastern Gansu and other places, and the lowest temperature in eastern Inner Mongolia and most parts of Heilongjiang will drop below -20℃, and the local temperature can reach below -30℃. Most of the above areas are accompanied by northerly winds of 4 ~ 6 grades, gusts of 7 ~ 8 grades, and local grades of 9 grades. Some areas in western Inner Mongolia and Ningxia have dusty weather; From 23rd to 25th, there will be 6-8 gale in the eastern and southern seas of China, with gusts of 9-10.

From 20: 00 on the 21st to 20: 00 on the 23rd, the temperatures in northeastern Xinjiang, central and eastern northwest China, Inner Mongolia, northeastern China, most of North China, Huanghuai and other places will drop by 6 ~ 10℃ successively. Among them, the temperatures in most parts of Inner Mongolia, northwestern Heilongjiang, eastern Jilin, central Liaoning, northern Hebei, northwestern Shanxi and other places will drop by 12 ~ 16℃, and some parts of central and western Inner Mongolia will drop by 16 ~ 18℃.

The Central Meteorological Observatory continued to issue a yellow warning of blizzard at 18: 00 on November 21:

It is estimated that from 20: 00 on November 21 to 20: 00 on November 23, there will be heavy snowstorms in parts of eastern Inner Mongolia, central and eastern Heilongjiang, northern Jilin and Changbai Mountain, and the accumulated snowfall will be 8-20 mm, the local area will reach 20-30 mm, and the newly added snow depth will be 6-15 cm, and the local area will reach about 20 cm. The main snowfall period is from the night of the 21st to the 22nd.

From 20: 00 on November 21 to 20: 00 on the 22 nd, there were heavy snow in parts of eastern Inner Mongolia, central and eastern Heilongjiang and northern Jilin, among which there were heavy snow (10 ~ 18 mm) in eastern Inner Mongolia and central Heilongjiang. The depth of newly added snow in the above areas is 6 ~ 8 cm, and the local area can reach more than 12 cm.

From 20: 00 on November 22 to 20: 00 on November 23, there was heavy snow in parts of central and eastern Heilongjiang and Changbai Mountain in Jilin, and there was heavy snow (10-15 mm) in the northeast of Heilongjiang. The newly added snow depth in these areas was 5-8 cm, and the local area was about 10 cm.

The Central Meteorological Observatory continued to issue a gale blue warning at 18: 00 on November 21:

It is estimated that from 20: 00 on November 21 to 20: 00 on the 22 nd, there will be strong winds with grades 5-6 and gusts 7-8 in northern Xinjiang, central and western Inner Mongolia, northeastern Qinghai, northern Ningxia, northwestern Shaanxi and northwestern Shanxi, and the local gusts can reach 9; The Bohai Sea, the Bohai Strait, bashi channel, the northeastern part of the South China Sea, the central, eastern and southwestern parts will have strong winds of 7-8 grades and gusts of 9 grades.

From 20: 00 on November 22 to 20: 00 on November 23, there were strong winds with grades 5-6 and gusts 7-8 in central and eastern Inner Mongolia, southeastern Liaoning, eastern Tianjin, Shandong Peninsula and southern Xinjiang Basin, and northwestern and southern Tibet. The local gust can reach 9; There will be strong winds of 7-8 grades and gusts of 9 grades in the Bohai Sea, Bohai Strait, most of the Yellow Sea, bashi channel, the northeastern part of the South China Sea, the central and eastern parts and the southwestern part.

The 2010 Nobel Prize in Physiology or Medicine, Physics and Chemistry was announced.

October 4th: The 2010 Nobel Prize in Physiology or Medicine is announced. 

Karolinska Medical College in Sweden announced on the 4th that it will award the 2010 Nobel Prize in Physiology or Medicine to robert edwards, a British physiologist, in recognition of his pioneering contribution in the field of in vitro fertilization technology.

This year’s unveiling ceremony was held in the "Nobel Hall" of Karolinska Medical College as usual, and the hall with a capacity of 200 people was as packed as in previous years. Goran Hanson, Secretary General of the Nobel Prize Selection Committee, first announced the winner’s name-robert edwards.

Hanson said that the in vitro fertilization technology created by Edwards solved an important medical problem, that is, treating a variety of infertility through in vitro fertilization.

Krister Hegg, a professor at Karolinska Medical College and a judge of the Nobel Prize in Physiology or Medicine, said that about 10% of couples in the world suffer from infertility, which brings pain and trauma to these families. The curative effect of simple drug therapy on many infertility is very limited, but all this has been solved with the emergence of in vitro fertilization technology. In vitro fertilization is a safe and effective method, and about 20% to 30% of fertilized eggs in vitro can eventually develop into fetuses. Follow-up research shows that there is no difference in health between children born by in vitro fertilization technology and those born naturally.

Edwards was born in Manchester, England in 1925. After World War II, he studied biology at the University of Wales and the University of Edinburgh, and received his doctorate in 1955. In 1958, he began to work in the British National Medical Research Center and began his research on the process of human conception. In 1960s, Edwards and Patrick steptoe jointly established the world’s first in vitro fertilization research center.

In vitro fertilization (IVF) technology is also called IVF technology. On July 25th, 1978, the first IVF in the world was born. In the next few years, Edwards and his colleagues further improved this technology and promoted it to the whole world. At present, about 4 million people around the world have been born through in vitro fertilization, and many of them have given birth to the next generation through natural means.

Edwards will receive a prize of 10 million Swedish kronor (about 1.46 million US dollars).

Biography of robert edwards 
   Robert edwards is now a professor at Cambridge University in England, and is known as the "father of IVF". He was born in Manchester, England in 1925 and served in the military during World War II. After the war, Edwards studied biology at the University of Wales and the University of Edinburgh, England, and received his Ph.D. in biology in 1955. His doctoral thesis was about the research on cultivating embryos in laboratory mice.

In 1958, Edwards entered the British Medical Research Institute and began his research in the field of reproductive medicine. Since 1963, Edwards has been working in Cambridge University, and together with Patrick steptoe, he has developed in vitro fertilization technology, that is, IVF technology. Based on this technology, the world’s first test-tube baby Louise Joy Brown was born in 1978. Subsequently, Edwards and steptoe jointly founded the world’s first in vitro fertilization research center-Bernhall Reproductive Medicine Center. Edwards has been the director of the research department of the center for many years, and also served as the editor-in-chief of several influential publications in the field of reproductive medicine.

Before winning this year’s Nobel Prize, robert edwards had received many honors. In 2001, the "father of IVF" won the Albert Lasker Medical Research Award, and more than half of the winners of this award won the Nobel Prize.

Robert edwards’s profile photo in Cambridge, England (photo taken on July 12th, 2008). Xinhua News Agency/AFP

Tesla’s "first drop" in welcoming the new year: the biggest drop was over 13%, and Model 300 fell by 50,000 yuan within 100 days.

  Cailian News Agency, January 6 (Reporter Zhang Yipeng) In the first week after New Year’s Day in 2023, Tesla ushered in the first price adjustment, and the key word was still "price reduction".

  On January 6th, Tesla China announced that it would adjust the price of domestic Model 3 rear-drive version, high-performance version and Model Y rear-drive version, long-life version and high-performance version. Among them, the Model Y long-life version has the largest price reduction, with a decrease of 48,000 yuan or 13.41%; The Model 3 high-performance version has the smallest decline, which is 20,000 yuan or 5.72%. If we trace back to the price before the first price cut last year, the price of Model 3 has dropped by 50,000 yuan.

  

  "Tesla’s price cut this time is reasonable." Cui Dongshu, secretary-general of the Association, told the Cailian reporter that Tesla’s first price cut in 2023 was mainly due to the cost reduction. "In 2022, Tesla performed well and the market scale increased significantly, which led to the cost reduction, so naturally it should be reduced."

  On January 5, the Association released the estimated sales volume of China market, and Tesla continued its strong growth trend: in 2022, the Shanghai Super Factory delivered over 710,000 vehicles throughout the year, up 48% year-on-year; Model Y alone has delivered more than 450,000 vehicles, accounting for about 63%, almost equalling the delivery achievement of 480,000 vehicles of Tesla China in 2021.

  Despite this, Tesla’s life in 2022 was not as smooth as the data presentation. According to the delivery data, Tesla Shanghai factory delivered more than 50,000 vehicles nine times a month, and the remaining three times were April, May and July, among which the Shanghai factory only delivered 1,512 vehicles in the background that the automobile market was almost shut down in April. If the timeline is extended to quarterly performance, the second quarter is also a low delivery point, and the rebound in the fourth quarter has largely filled the "pit" in the second quarter.

  

  Tesla’s strong growth in the fourth quarter is inseparable from three "price cuts" in one and a half months.

  The first price reduction of Tesla in 2022 took place on October 24th. Before this price reduction, the price of Tesla China had experienced "six consecutive rises" within one year. At that time, Tesla China officially announced the price adjustment for the domestic Model 3 rear-drive version, high-performance version, and Model Y rear-drive version, long-life version and high-performance version. Among them, the Model Y long-life version has the largest price reduction, with a decrease of 37,000 yuan or 9.37%; The Model 3 rear-drive version has the smallest decline, which is 14,000 yuan or 5%. On November 8, 14 days later, Tesla China officially announced again that from November 8 (inclusive) to November 30 (inclusive), the car insurance portfolio of existing cars and cooperative insurance institutions will be purchased and the car will be picked up on schedule, and the final payment can be reduced by 8,000 yuan; From December 1 (inclusive) to December 31 (inclusive), the balance can be reduced by 4000 yuan.

  In December, Tesla did not stop the pace of price reduction. On December 7th, Tesla China announced the launch of a brand-new subsidy policy-a limited-time car benefit of 6,000 yuan. Consumers will enjoy an additional 6,000 yuan when they purchase eligible Tesla cars and complete the delivery from December 7 to December 31. The reporter of Cailian Association was informed that when various policies were combined, the total welfare could reach 16, about 500 yuan.

  While continuing to operate the price strategy of domestic models, Tesla China is also stepping up the update iteration of imported models. On the day of price reduction of domestic Model S, Tesla China officially announced the price of the new Model S and the new Model X in Chinese mainland. The starting price of the new Model S dual-motor all-wheel drive version was 789,900 yuan, and the starting price of the Model S Plaid three-motor all-wheel drive version was 1,009,900 yuan; The Model X Plaid three-motor all-wheel drive version starts at 1,039,900 yuan. Tesla China said that the two models will be officially delivered in the Chinese mainland market in the first half of 2023.

  "The new Model S and Model X have already been sold, and now we can catch up with the delivery in the first half of the year. This time we can say that we have new cars and new prices." A salesperson of Tesla Experience Store told Cailian reporter.

 

 

 

Notice of the General Office of the People’s Government of Inner Mongolia Autonomous Region on Printing and Distributing the Measures for the Administration of High-tech Industrial Development Zones i

The administrative offices of the Union, the Municipal People’s Government, the commissions, offices, departments and bureaus of the autonomous region, and major enterprises and institutions:

With the consent of the people’s government of the autonomous region, the measures for the administration of high-tech industrial development zones in Inner Mongolia Autonomous Region are hereby printed and distributed to you, please conscientiously implement them according to the actual situation.

February 24, 2022

(This piece is publicly released)

High-tech industry in Inner Mongolia Autonomous RegionMeasures for the administration of development zones


Chapter I General Principles

the firstIn order to implement the spirit of "Several Opinions of the State Council on Promoting the High-quality Development of National High-tech Industrial Development Zones" (Guo Fa [2020] No.7), further standardize the establishment and management of autonomous region-level high-tech industrial development zones (hereinafter referred to as high-tech zones), and promote the high-quality development of high-tech zones in the whole region, these measures are formulated with reference to the Interim Measures for the Administration of National High-tech Industrial Development Zones and the Comprehensive Evaluation Index System of National High-tech Industrial Development Zones, combined with the actual situation of the autonomous region.

the secondThese Measures shall apply to the identification, evaluation and management of high-tech zones within the administrative area of the autonomous region.

ArticleThe construction of high-tech zones should thoroughly implement the strategy of innovation-driven development, deepen the reform of system and mechanism, take the action of "rejuvenating Mongolia through science and technology" as the guide, take the improvement of independent innovation capability as the core, actively create a good innovation and entrepreneurship ecology, comprehensively build a modern industrial system, and build high-tech zones into demonstration zones of innovation-driven development and pioneering zones of high-quality development in autonomous regions.

Chapter II Confirmation

Article 4 The declaration of high-tech zones shall meet the following conditions:

(1) The basic conditions are complete.

1. It belongs to the first-class industrial park in the autonomous region with the best innovative resources and industrial development within the Union City;

2. Conforming to the national economic and social development planning, land space planning and ecological environment protection planning of the Union City;

3. Meet the requirements of the state on the economical and intensive use of land, with centralized land layout, reasonable scale and land use structure, clear boundaries, sufficient development space, complete infrastructure facilities, scientific planning for the integration of production and city, and no occupation of permanent basic farmland;

4 in line with the requirements of ecological environmental protection and safety in production, and there have been no sudden environmental incidents or serious production safety accidents in the past three years.

(2) Outstanding industrial advantages.

1. The growth rate of major economic indicators is higher than the average level of the autonomous region; 

2. The total operating income of leading industries accounts for not less than 70% of the total operating income of the park;

3. The development plan of high-tech industry has been formulated, and the total operating income of high-tech industry accounts for more than 30% of the total operating income of the park, and it is increasing year by year.

(3) The innovation system is perfect.

1. The growth rate of R&D investment is higher than the growth level of the local union city;

2. The number of high-tech enterprises and high-tech small and medium-sized enterprises accounts for more than 30% of the total number of enterprises in the park;

3. There are more than 20 scientific and technological innovation platforms or new R&D institutions at or above the autonomous region level, with a group of high-level scientific and technological innovation talents and the ability to undertake scientific research projects of the state and autonomous regions;

4. There are innovation and entrepreneurship incubators such as science and technology business incubators and Zhongchuang Space, and investment and financing institutions that serve scientific and technological innovation;

5. It has a scientific and technological achievements management and service system, and the number of effective invention patents per 10,000 people is higher than the average value of the local union city;

6. Long-term scientific and technological cooperation relations have been established with scientific research institutions and institutions of higher learning, and foreign scientific and technological cooperation and Industry-University-Research cooperation are active.

(4) Strong safeguard measures.

1. The administrative office of the local Union and the Municipal People’s Government attach great importance to the construction of high-tech zones and incorporate the construction of high-tech zones into the local national economic and social development plan. Be able to undertake the main responsibility of high-tech zone construction, form a working mechanism for promoting the development of high-tech zones with the government taking the lead and departments cooperating with each other, introduce policies and measures to support the innovative development of high-tech zones, innovate institutional mechanisms, gather innovative resources, and give priority to the layout and development of high-tech industries;

2. The management organization of the park is sound, the setting is scientific, streamlined and efficient, the management function is clear, and it has a high-quality and professional management team. The management system is sound, the incentive and guarantee measures are in place, and the management operation is efficient, which can provide quality services for innovative entrepreneurs and enterprise innovation subjects;

3. According to the "Implementation Opinions of the People’s Government of Inner Mongolia Autonomous Region on Promoting the High-quality Development of High-tech Industrial Development Zones" (No.13 [2021]), the Union Administrative Office and the Municipal People’s Government delegated the corresponding management authority to the High-tech Zone, promoted the establishment of an independent management mechanism in the High-tech Zone, and created a good innovation environment and business environment, and the "streamline administration, delegate power, strengthen regulation and improve services" work was in place.

Article 5 The following materials are required to declare the high-tech zone:

(a) where the administrative office of the Union and the Municipal People’s Government apply for the construction of high-tech zones.

(two) the basic situation of the development of the park, including basic conditions, industrial advantages, innovation system, safeguard measures, etc.

(three) the construction and development planning of high-tech zones (including the development planning of high-tech industries), including strategic significance, overall thinking and target positioning, key tasks and safeguard measures.

(four) the implementation plan of high-tech zone construction, including development orientation, main objectives, construction ideas, specific measures, management system, operation mechanism and policy guarantee.

(5) Other relevant attachments:  

1. Relevant approval documents for the establishment of the park;

2 issued in accordance with the national spatial planning (the main functional area planning, land use planning and overall urban planning), ecological environment protection planning certification materials;

3. The policies and measures of the local administrative office of the Union and the Municipal People’s Government to support the construction of innovation and entrepreneurship environment, the construction of high-tech zones and the development of high-tech industries;

4. List of high-tech enterprises, small and medium-sized scientific and technological enterprises, innovation platforms, R&D institutions, innovation incubators and scientific and technological service institutions in the proposed high-tech zone;

5. Main economic development and innovation indicators of the park in recent three years;

6. Other relevant materials.  

Article 6High-tech Zone Identification Procedure:

(1) The administrative office of the local Union and the Municipal People’s Government shall organize the formulation of the planning and implementation plan for the construction and development of high-tech zones, and put forward the construction intention to the Science and Technology Department of the autonomous region on the basis that the policy guarantee measures are relatively perfect and meet the conditions for the construction of high-tech zones.

(2) The Science and Technology Department of the Autonomous Region shall, jointly with the Development and Reform Commission of the Autonomous Region, the Department of Industry and Information Technology, the Department of Natural Resources, the Department of Ecology and Environment, the Department of Commerce, the Bureau of Statistics and other departments, organize an expert group to conduct on-the-spot investigation and demonstration on the park with the construction intention, and put forward construction suggestions. The administrative office of the Union and the Municipal People’s Government shall, in accordance with the opinions of investigation and demonstration, organize the revision and improvement of the construction and development plan and implementation plan, and report them to the Science and Technology Department of the autonomous region.

(3) After the development plan and implementation plan of the proposed high-tech zone are examined and approved by the Science and Technology Department of the autonomous region, the administrative office of the Union and the Municipal People’s Government jointly with the Science and Technology Department of the autonomous region shall submit an application for construction to the people’s government of the autonomous region, and the people’s government of the autonomous region shall examine and approve it.

Chapter III Evaluation of Prices

Article 7Establish an annual comprehensive evaluation system for the overall development of high-tech zones and a mechanism for promoting Excellence.

Article 8 The evaluation of high-tech zones is jointly undertaken and implemented by the autonomous region and the Union City. The evaluation work of the autonomous region is led by the Science and Technology Department of the autonomous region, and organized and implemented jointly with the relevant departments of the autonomous region. The Science and Technology Department of the Autonomous Region, together with the Statistics Bureau of the Autonomous Region, entrusts a third-party agency to evaluate the High-tech Zone. To give full play to the main role of the Union City in the evaluation of high-tech zones, the Union City will regularly evaluate the high-tech zones within its administrative region. Pay attention to the evaluation of the annual growth of the innovation index of high-tech zones and the change of their position within the industrial park of the Union City, and promote the high-tech zones to be ahead and set an example in the local parks.

Article 9 The evaluation index system includes four aspects: technological innovation ability, structural optimization ability and green development level, open cooperation and innovation ability, and scientific and technological service ability. The total weight of the evaluation index is 100, corresponding to the total score of 100 points.

Article 10 High-tech zones should do a good job in daily statistical work of index data, and the statistical area is the actual jurisdiction area of high-tech zones.

The Statistics Bureau of the autonomous region is responsible for the collection, summary and calculation of index data, and the Science and Technology Department of the autonomous region is responsible for entrusting a third-party agency to conduct evaluation. The relevant departments of high-tech zones and autonomous regions shall provide index data to the statistics bureau of the autonomous region as required, and be responsible for the data quality.

Article 11 The evaluation results shall be reviewed and published by the Science and Technology Department of the autonomous region in conjunction with the Statistics Bureau of the autonomous region.

Chapter IV Management

Article 12 The Science and Technology Department of the Autonomous Region is responsible for the centralized management, coordination and guidance of the High-tech Zone, and the relevant departments of the Development and Reform Commission of the Autonomous Region, the Department of Industry and Information Technology, the Department of Natural Resources, the Department of Ecology and Environment, the Department of Commerce and the Bureau of Statistics provide guidance and support to the High-tech Zone according to their functions and duties.

Article 13 The administrative office of the Union where the high-tech zone is located and the Municipal People’s Government are responsible for the construction of the high-tech zone, and are specifically responsible for the development, construction and management of the high-tech zone. They should formulate specific implementation plans and development plans to promote the development of the high-tech zone and enhance the innovation-driven development level of the high-tech zone.

The autonomous region supports the Union Administrative Office and the Municipal People’s Government to adopt the mode of "one district with multiple parks", expand the jurisdiction and development space of high-tech zones in accordance with relevant regulations, and establish a linkage development mechanism. Encourage the Union Administrative Office and the Municipal People’s Government to formulate policies to support the development of high-tech zones.  

Article 14 High-tech zone management agencies should prepare annual work reports as required before the end of each year, and submit them to the Science and Technology Department and Statistics Bureau of the autonomous region together with the important annual statistical data of high-tech zones after being audited by the science and technology department of the Union City. The annual work report includes the overall progress, major innovation measures, operation performance, experience and problems, and key work for the next year.

Article 15 Implement dynamic management of high-tech zones. According to the evaluation results of high-tech zones, high-tech zones with high ranking, strong innovation ability, high development quality and obvious industrial characteristics are recommended to be upgraded to national high-tech zones. High-tech zones with low evaluation results in the whole region shall be ordered to make rectification within a time limit; For the high-tech zone with two consecutive evaluation results ranking the last in the region and low score, it shall be reported to the people’s government of the autonomous region to cancel its qualification as a high-tech zone according to relevant procedures.  

Chapter V Supplementary Provisions

Article 16 These Measures shall come into force as of the date of issuance. The original Notice of the General Office of the People’s Government of Inner Mongolia Autonomous Region on Printing and Distributing the Measures for the Administration of High-tech Industrial Development Zones (No.114 [2003] of the Internal Affairs Office) shall be abolished at the same time.

Attachment: 1. Evaluation Index System of High-tech Industrial Development Zone in Inner Mongolia Autonomous Region

2. Interpretation of evaluation index of high-tech industrial development zone in Inner Mongolia Autonomous Region

Annex 1

Inner Mongolia Autonomous Region High-tech Industrial Development ZoneEvaluation index system

1.1 R&D funds internal expenditures accounted for the proportion of operating income

five

1.2 Financial expenditure on science and technology accounts for the proportion of general public budget expenditure.

five

1.3 Incubation area and number of incubating enterprises per thousand square meters of incubation site

four

1.4 Proportion of R&D personnel full-time equivalents among employees

four

1.5 Number of innovation platforms at or above autonomous region level per 100 legal person enterprises.

four

1.6 Number of invention patents per 10,000 employees

four

1.7 per capita technology contract transaction volume

four

2. Structural optimization ability and green development level (35%)

2.1 Net increase in the number of high-tech enterprises in that year

three

2.2 Net increase in the number of small and medium-sized science and technology enterprises in that year

three

2.3 The proportion of high-tech manufacturing enterprises’ revenue in industrial enterprises’ revenue and its annual growth rate

five

2.4 operating income, high-tech service industry revenue ratio and annual growth rate

five

2.5 Number of enterprises with venture capital investment

five

2.6 unit land output intensity and stock land revitalization ratio

four

2.7 Growth rate of CO2 emission in the park

five

2.8 Promote the integration of production and city, share development, eco-environmental protection and green development, and play a leading role in demonstration.

five

3. Open cooperation
Innovative ability (20%)

3.1 Proportion of total expenditure of Industry-University-Research cooperation funds in and outside the enterprise zone to operating income.

four

3.2 Number of innovation platforms introduced or jointly built

three

3.3 Number of high-tech enterprises introduced

four

3.4 the number of small and medium-sized science and technology enterprises introduced

four

3.5 Operating income of high-tech enterprises accounted for the total export.

three

3.6 Absorb the transaction volume of technology contracts outside the region

2

4. Comprehensive service capacity
(15%)

4.1 Number of institutions that effectively carry out scientific and technological services

three

4.2 Delegation of power and empowerment by the Union Administrative Office and the Municipal People’s Government to the High-tech Zone

three

4.3 High-tech Zone Management System and Mechanism

four

4.4 Disposable financial resources of the Park Management Committee

2

4.5 The implementation of policies in the park will be tested first.

three

total

100 points

Annex 2

Inner Mongolia Autonomous Region High-tech Industrial Development ZoneInterpretation of evaluation index


1.1 R&D funds internal expenditures accounted for the proportion of operating income

Calculation formula: internal expenditure accounting value of enterprise R&D funds/enterprise operating income.

Indicator explanation: a general indicator to measure the R&D investment intensity of enterprises, reflecting the importance and investment ability of enterprises in the park to R&D and technological innovation.

1.2 Financial expenditure on science and technology accounts for the proportion of general public budget expenditure.

Calculation formula: fiscal expenditure on science and technology/general public budget expenditure ×100%

Indicator explanation: financial expenditure on science and technology refers to the final accounts of the expenditure used by the management Committee of high-tech zone to support scientific and technological activities in that year; General public budget expenditure refers to the final accounts of financial funds provided by high-tech zones in those years to meet the common needs of society [high-tech zones that do not belong to a single level of finance adopt the final accounts of financial science and technology expenditure and the final accounts of general public budget expenditure in their counties (cities, districts)]. Reflect the importance and input of the management department of high-tech zone to scientific and technological innovation.

1.3 Incubation area and number of incubating enterprises per thousand square meters of incubation site

Calculation formula: Number of incubating enterprises/(incubation area /1000)

Indicator explanation: Incubation area refers to the recognized building area of technology business incubators. The number of incubating enterprises refers to the number of enterprises operating in the incubator of science and technology enterprises and receiving the incubation services provided by the incubator. Reflect the incubation ability and incubation intensity of innovation and entrepreneurship in high-tech zones.

1.4 Proportion of R&D personnel full-time equivalents among employees

Calculation formula: equivalent full-time accounting value of R&D personnel in enterprise/number of employees at the end of the period.

Indicator explanation: Measure the actual investment intensity of R&D personnel in park enterprises, and encourage enterprises to strengthen the investment of independent innovation manpower.

1.5 Number of innovation platforms at or above autonomous region level per 100 legal person enterprises.

Calculation formula: Total number of R&D institutions above autonomous region level/(number of corporate enterprises in the park /100)

Indicator explanation: The number of innovation platforms refers to the number of key laboratories, joint laboratories, technology innovation centers, engineering (technology) research centers, enterprise R&D centers, clinical medical research centers, collaborative innovation centers, industrial innovation centers, manufacturing innovation centers, enterprise technology centers, industrial design centers, quality inspection centers, and technical standard innovation bases recognized by the relevant departments of the state and autonomous regions. This index reflects the innovation strength of enterprises in high-tech zones.

1.6 Number of invention patents per 10,000 employees

Calculation formula: number of invention patents/(number of employees in enterprises /10000)

Indicator explanation: the number of invention patents refers to the number of effective invention patents owned within the high-tech zone. Reflect the creative ability of intellectual property rights in high-tech zones.

1.7 per capita technology contract transaction volume

Calculation formula: technical contract transaction amount/number of employees at the end of the period.

Interpretation of indicators: measure the activity of technology trading in the park, and reflect the development trend of scientific research and development service industry and transformation of scientific and technological achievements in the park.

2.1 Net increase in the number of high-tech enterprises in that year

Calculation formula: the number of high-tech enterprises in the current year-the number of high-tech enterprises in the previous year.

Interpretation of indicators: guide enterprises to declare high-tech enterprises, measure the cultivation of high-tech enterprises in the park, and promote the promotion of industrial value chain.

2.2 Net increase in the number of small and medium-sized science and technology enterprises in that year

Calculation formula: the number of small and medium-sized scientific and technological enterprises in the current year-the number of small and medium-sized scientific and technological enterprises in the previous year.

Indicator explanation: guide enterprises to register small and medium-sized science and technology enterprises in the warehouse, and reflect the cultivation of new forces of science and technology enterprises in the park.

2.3 The proportion of high-tech manufacturing enterprises’ revenue in industrial enterprises’ revenue and its annual growth rate

Calculation formula: total revenue of high-tech manufacturing enterprises/total revenue of integrated industrial enterprises ×100% and current year’s proportion value-previous year’s proportion value.

Indicator explanation: The revenue of high-tech manufacturing enterprises refers to the operating income value of manufacturing enterprises with relatively high R&D input intensity in the national economy. Reflect the development level of high-tech industries in high-tech zones. 

2.4 operating income, high-tech service industry revenue ratio and annual growth rate

Calculation formula: the total operating income of high-tech service enterprises/the operating income of all enterprises and the ratio of the current year to the ratio of the previous year.

Indicator explanation: Reflect the adjustment of industrial structure in the park, and at the same time emphasize and encourage the development of knowledge-intensive service industry.

2.5 Number of enterprises with venture capital investment

Calculation formula: the number of enterprises that obtained venture capital in the park in that year.

Indicator explanation: Reflect the development of technology and finance and venture capital in the park, reflect "from technology, from capital", promote the formation of new industries, and improve the potential of unicorn enterprises.

2.6 unit land output intensity and stock land revitalization ratio

Calculation formula: unit land output intensity = total industrial output value/actual development area of the park; Stock land revitalization ratio = revitalized stock land area/total stock land area

Indicator explanation: This indicator reflects the quality of economic development in high-tech zones.

2.7 Growth rate of CO2 emission in the park

Calculation formula: (CO2 emission of the park in the current year-CO2 emission of the park in the previous year)/CO2 emission of the park in the previous year.

Indicator explanation: It measures the change trend of the total amount of greenhouse gases emitted by the park and also reflects the adjustment of industrial structure.

2.8 Promote the integration of production and city, share development, eco-environmental protection and green development, and play a leading role in demonstration.

Calculation method: A questionnaire survey was conducted in the high-tech zones of the autonomous region participating in the evaluation, and a comprehensive judgment was made in combination with experts’ scores.

Indicator explanation: Measure the park to promote the integrated development of production and city, green development, build an eco-friendly, livable and suitable science and technology new city, and strive to create the administrative efficiency of people-oriented and shared development.

3.1 Proportion of total expenditure of Industry-University-Research cooperation funds in and outside the enterprise zone to operating income.

Calculation formula: enterprise’s current year (R&D expenditure entrusted by domestic research institutes+R&D expenditure entrusted by domestic universities+R&D expenditure entrusted by other domestic enterprises+R&D activities entrusted overseas+expenditure on introducing overseas technologies+expenditure on digesting and absorbing imported overseas technologies)/enterprise’s operating income.

Interpretation of indicators: It measures how enterprises in the park integrate innovative resources at home and abroad for open innovation through outsourcing R&D, technology introduction, digestion, absorption and re-innovation, and also reflects the intensity of external R&D investment of enterprises.

3.2 Number of innovation platforms introduced or jointly built

Indicator explanation: refers to an independent legal person institution introduced or jointly built by high-tech zones, whose main functions are research and development and transformation of achievements.

3.3 Number of high-tech enterprises introduced

Indicator explanation: refers to the total number of high-tech enterprises that have been recognized in other provinces (autonomous regions and municipalities) and are within the validity period introduced by high-tech zones through attracting investment.

3.4 the number of small and medium-sized science and technology enterprises introduced

Indicator explanation: refers to the total number of small and medium-sized scientific and technological enterprises that have been recognized in other provinces (autonomous regions and municipalities) and registered in the warehouse.

3.5 Operating income of high-tech enterprises accounted for the total export.

Calculation formula: total export volume of high-tech enterprises/business income of enterprises.

Indicator explanation: To measure the ability of enterprises to participate in international competition with independent intellectual property rights, the export of high-tech enterprises can better reflect the international competitiveness of local innovative enterprises than the export of high-tech products.

3.6 Absorb the transaction volume of technology contracts outside the region

Indicator explanation: refers to the transaction amount of scientific and technological achievements imported from outside the region in the high-tech zone. Reflect the application effect of scientific and technological achievements outside the high-tech zone and autonomous region.

4.1 Number of institutions that effectively carry out scientific and technological services

Interpretation of indicators: Science and technology service institutions refer to institutions engaged in the following services, including: 1. Scientific research and development and services; 2. Technology transfer services; 3. Business incubation service; 4. Intellectual property services; 5. Scientific and technological advisory services; 6. technology and finance service; 7. Inspection and certification services; 8. Popularize socialized services through science and technology; 9. Comprehensive scientific and technological services, etc. For details, please refer to Opinions of the State Council on Accelerating the Development of Science and Technology Service Industry (Guo Fa [2014] No.49) and Opinions of the People’s Government of Inner Mongolia Autonomous Region on Accelerating the Development of Science and Technology Service Industry (Internal Affairs Fa [2015] No.142).

4.2 Delegation of power and empowerment by the Union Administrative Office and the Municipal People’s Government to the High-tech Zone

Calculation method: A questionnaire survey was conducted in the high-tech zones of the autonomous region participating in the evaluation, and a comprehensive judgment was made in combination with experts’ scores.

Interpretation of indicators: Measure the corresponding economic management authority of the High-tech Zone, such as scientific and technological innovation, industrial promotion, talent introduction, market access, project approval, finance and so on, given by the local government of the High-tech Zone, and deeply activate the high-quality development potential of the Park.

4.3 High-tech Zone Management System and Mechanism

Calculation method: A questionnaire survey was conducted in the high-tech zones of the autonomous region participating in the evaluation, and a comprehensive judgment was made in combination with experts’ scores.

Interpretation of indicators: Measure the high-tech zone management committee to take the lead in reform and exploration, and constantly improve the efficiency of comprehensive management and administrative services.

4.4 Disposable financial resources of the Park Management Committee

Calculation formula: the disposable financial resources of the management committee of the high-tech zone in the current year (the high-tech zone without first-level finance is replaced by the amount of special funds for park development managed and spent by the management committee).

Interpretation of indicators: It measures the overall financial strength of the management committee of the main park, reflects the financial reserves of all kinds of resources in the park, and also reflects the comprehensive innovation strength of the park’s comprehensive, coordinated and sustainable development.

4.5 The implementation of policies in the park will be tested first.

Calculation method: A questionnaire survey was conducted in the high-tech zones of the autonomous region participating in the evaluation, and a comprehensive judgment was made in combination with experts’ scores.

Interpretation of indicators: Measure that the park management committee attaches importance to party building, strictly abides by party discipline and discipline, takes the lead in reform and exploration, and constantly improves the efficiency of comprehensive management and administrative services.

It is not a dream that "internet plus Property" changes the traditional profit model of the industry and the property management fee is zero.


Related links: Pictured Sichuan



 


  Cartography/Hao Lu


  Property management, in your mind, is it equal to security, greening, maintenance and charging?

  The property management company only relies on these traditional businesses, with a profit rate of about 5%; While building an Internet platform and earning money by value-added services, the gross profit margin may reach 80%.

  In the Internet era, like many industries, the property management industry is also undergoing a major transformation; Unlike many industries that make money at a loss, the transformation of the property management industry has brought real money.

  Community O2O consumption is the largest potential consumer market in China. With the help of the Internet platform and community O2O consumption, the space for property management to provide value-added services has been opened, bringing new directions for industry development and new profit models. And consumers will also benefit from this transformation.

  On August 3, in a Grade A office building in the south of Chengdu, Wang Jia and his colleagues sat around the projector to discuss the production of a mobile Internet APP. This product will be launched in September, and the general manager of Sichuan Lianchuang Future Business Service Co., Ltd. is now at the busiest time.

  This company, which has been in operation for less than two months, was established by 11 property companies in the province. It is responsible for developing and operating the Internet platform for the investors to use, with the goal of improving the efficiency of basic property services and providing value-added services such as online repair and shopping.

  Getting involved in "internet plus Property" is not new in the property management industry. Looking at Sichuan, Chengdu China Resources Property "Lohas Painting" WeChat Mall opened last year; In July this year, the "Life Home" APP of Sichuan Jiabao Property, a subsidiary of Blu-ray Real Estate, was launched … Look at the whole country. At the end of July, Tencent and Evergrande announced that they would build an Internet community service platform based on their respective Internet and property management advantages.

  These indicate that the property management industry is undergoing a major transformation.

  A

  How hot is the transition

  Seven interviewed property companies in Sichuan, and six have built Internet platforms.

  Wang Jia took a piece of paper by hand, drew three parallel boxes and filled them in "Property Management Platform", "Mobile Office APP for Property Employees" and "Owner APP". "This is the architecture of (our) Internet platform." The first part is used by the management of the company for the management of human resources, finance and customer service. The second part is for employees’ use, such as viewing and issuing notices, and handling customer service requests. The third part is used by owners, which has the functions of online shopping, online repair and payment, community convenience service and so on. This platform will cover 45 properties in the province in September and will be expanded to 120 in March next year.

  Chengdu Kaili Meiyu Community has launched a similar platform. Seven or eight meters away from the entrance guard, the owner Zhang Ayi took out her mobile phone and shook it, and the iron gate opened automatically. "The next APP on the mobile phone, the community knows all the activities and notices." The mobile phone interface shows that the APP also includes online payment, photo repair, online complaint, group purchase and other functions.

  Yao Min, chairman of Sichuan Jiabao Asset Management Group Co., Ltd., the property manager of the community, said that this is the platform of the company’s Jiabao "life home" service system, which uses Internet technology to improve basic property services such as security and engineering maintenance; At the same time, it also provides value-added services such as door-to-door delivery of goods and online purchase of products from surrounding shops. The platform will be open to all cooperative property companies for free, but it will not be compatible with other platforms.

  In July, the reporter interviewed seven property companies in Sichuan successively, including Sichuan Jiabao, Vanke Property, China Resources Property, Chengdu R&F, Oufei Property, Xuhong Property and Color Life Service Group. Six of them have operated or are under construction their own independent and similar Internet platforms such as mobile APP and WeChat. An industry insider said that the cost of mainstream platforms in the industry is calculated by "10 million yuan".

  B

  What is the transformation map?

  Sword refers to the largest potential consumer market in China, improving the income of value-added services.

  It costs a lot to build an internet platform. What does the property company want?

  The answer, in a row of data. Last year, China Resources Land (Chengdu) Property Service Co., Ltd. launched WeChat Mall, providing value-added services from "low-cost fruit group purchase" to "handling auto insurance and credit loans in the community". Property is drawn from the income of cooperative businesses. At that time, the income from such value-added services accounted for 15% of the company’s total profit. The profit in the first half of this year has exceeded that of last year, and the expected proportion of annual profit has been raised to 30%.

  Pu Bin, the general manager of the company, said that the daily consumption of community owners is a potential huge profit point, but in the past, there was no internet means, and the scattered needs of owners could not be utilized.

  An industry insider believes that community O2O consumption is the largest potential consumer market in China, and it is expected that the next "BAT" (Baidu, Ali, Tencent) level giant will be born.

  Property companies are not the only ones who see this market. In China, there is a "Ding Dong Community" created by Internet companies. Recently, Changhong Group also released its smart community landing plan, which will explore cooperation with real estate enterprises and intervene in the smart community market from the front end.

  More Internet giants choose to cooperate with property companies. In addition to Tencent and Vanke holding hands, Digital China also presented a "internet plus" cooperation plan for China Resources Property Chengdu Company.

  Pu Bin believes that owners have natural "just need" such as paying property fees and repairing. Once these functions are integrated into the property online platform, owners will naturally become sticky to the platform. Property management is more likely to gain the trust of the owners, and there are also people and places close to the community. "Compared with other e-commerce, the property company has good credibility and can deliver the fruit to your door in 10 minutes. Why didn’t the owner choose us?"

  Shen Yimin, a member of the expert group of Chengdu E-commerce Enterprise Association, believes that property management companies have the most potential advantages by mastering the daily needs of owners and integrating surrounding businesses to provide products and services.

  In the first half of the year, China Resources Property WeChat Mall cooperated with merchants to sell kiwifruit, and sold more than 3,000 pieces in 40 days. Because of skipping the agency link and no rent, each piece was sold to 250 yuan, while the supermarket sold to 310 yuan.

  C

  Who benefits from transformation?

  Property companies earn money on community O2O value-added services without relying on property management fees.

  August 1, Shuangqing Road, Chengdu. Lunan, a high-rise building built in 2008, has a monthly property management fee of 2.1 yuan/square meter; Lubei is the first phase of Fantasia County, a high-rise elevator apartment built in the same year. The property management fee is 0.98 yuan/square meter per month. The relevant person in charge of Huajun Property and Chengdu Business Department of Color Life Service Group said that the company will eventually implement platform consumption points in Sichuan and fully deduct the property management fee. To earn money from community O2O value-added services-as long as the owner’s resources are mastered, the daily necessities, food, clothing, housing and transportation required by them have unlimited commercial development possibilities.

  As the first listed property company to take the lead in using the Internet platform, Color Life Service Group’s gross profit margin in the property management service sector reached 80.4% last year. Ma Cong, secretary general of the Property Committee of the Provincial Real Estate Association, said that the profit rate of traditional properties with property fees as the main source of income is only about 5%.

  The relevant person in charge of Chengdu Business Department of Color Life Service Group said that the company is positioned as a "property-based (Internet) platform operator". Li Ruihong, dean of Chongqing University Bozhong Real Estate Management Research Institute Chengdu Branch, believes that this sentence should be reversed, which is "a property company that uses the Internet platform".

  The future focus of the property: whether to be an online platform operator or an offline property service provider? In his view, the owner is not in the hands of the property management. If the service quality declines, the owner will be lost at any time, and the "cost" of competition will be lost.

  The transformation is noisy, and the quality of service is easily overlooked. The reporter saw that two-thirds of the interface of a property mobile app was covered by sales information such as "group purchase" and "selected merchants", leaving the interface of property services such as "calling customer service" and "I want to complain" very small, and only turning pages can browse all related functions.

  Wang Jia decided that the platform launched in September will not consider making money first. "Don’t take this piece too seriously in the early stage, and do a good job in customer experience. Everything that comes will come." In her eyes, the essence of the company is still a property service provider, and it cannot be deteriorated by Internet technology.

  D

  What will happen without transformation?

  The "small and scattered" state of the industry will end, and enterprises that can’t keep up may be eliminated.

  Sichuan Xuhong Property Service Company is a third-class enterprise (the lowest level) with only two property projects in its hands, and it is also the only company that has not built an internet platform in the interview. "Do it yourself, no money; If you want to cooperate with others to build a platform, others will not look up to it. " Its founder, Yang Xuhong, is a bit helpless.

  Not building an internet platform does not mean that there is no sense of transformation. Yang Xuhong searches for the trends of property giants every day, and he feels that something is coming. Last year, Fantasia Group split its property plate into Color Life Service Group, becoming the first listed property company in China. Vanke, Poly, China Shipping and other real estate giants also have plans to spin off property listings. The seven property companies in Sichuan interviewed by the reporter, except for Color Life, two others said that they were waiting in line for listing, and one said that there was a listing plan. Established for 15 years, Jiabao Property, which has been only accepting the parent company Blu-ray Real Estate, suddenly started to accept other real estate business this year; Chengdu Vanke Property has signed 17 property projects totaling 1.29 million square meters in half a year … "The more owners, the more voice they have in negotiating with merchants, and the more they can attract capital; And capital entry will enhance the ability to expand. " Yang Xuhong sighed that the industry may have to "shuffle" this year-this is the first time that commercial properties in Sichuan have gone through more than 20 years.

  Li Ruijun disagreed with the words "reshuffle" and "merger", preferring to mention "cooperation". The general manager of Chengdu Vanke Property Services Co., Ltd. made it clear that he is willing to cooperate in the form of holding and equity participation, but will not merge partners. The latter can use Vanke’s "Rui Service" property platform for free and will also receive business guidance.

  The relevant person in charge of Chengdu Business Department of Color Life Service Group also said that it will accept cooperation methods such as equity participation in the future. Vanke, Garbo and Color Life said that they did not require cooperation or the management and income scale of the acquirer.

  In Wang Jia’s view, this can’t dispel the fear of small companies. "After small companies use the giant Internet platform, the owners will gradually get used to the better and advanced services of the giants-the owners’ resources will be hollowed out unconsciously. The property management contract will last for three to five years. After the expiration, the owners’ Committee will talk directly with the giants. What about small companies? "

  Wu Qingmin, secretary-general of Chengdu Property Management Association, believes that property management enterprises that cannot keep up with the pace of transformation will face elimination. There are about 3,700 property companies in our province, most of which are small and micro enterprises. Take Chengdu as an example. Of the 2,179 property management companies, 1,809 are Grade III enterprises (the lowest level). The heads of Vanke, Garbo, China Resources and other giants all said that the current "small and scattered" state of the property industry will end, and the industry will gather day by day, forming a competitive situation of several major platforms.


How can a group of banks adjust the online trading limit of their accounts to facilitate the use of funds and prevent fraud?

Another group of banks have adjusted the online trading limit of their accounts, and some banks have a daily limit of less than 5,000 yuan.

Yangcheng Evening News All-Media Reporter Dai Manman

Recently, a number of banks have issued announcements, including bank of dalian Bank and Qingdao Bank, all of which have adjusted the transaction limit of non-counter payment channels. This move is considered to be the continuous advancement of the bank’s "broken card" action after cleaning up sleep accounts and strictly restricting account opening. According to online news, some banks even adjusted the daily limit of some personal accounts to less than 5,000 yuan, which aroused market concern.

What kind of accounts are likely to be limited? How should banks balance the convenience of customers’ use of money and the prevention of fraud? The insiders believe that it is not advisable for banks to adopt a "one size fits all" approach in the specific implementation process. Instead, they should strengthen the accurate judgment ability of risk control and build a refined customer management system to effectively serve the normal capital needs of customers.

ATM machines, online banking and mobile banking transactions are restricted.

It is understood that with the frequent occurrence of telecommunication network fraud and the stricter anti-money laundering management, many banks have adjusted the payment transaction limit of non-counter channels before. In the past month, a number of banks, including bank of dalian, Qingdao Bank, Huishang Bank, Tianjin Branch of China Bank and Shaanxi Branch of Postal Savings Bank, have issued announcements one after another, saying that they will adjust the trading limit of non-counter channels of bank accounts.

As for the reasons, many banks explained in their announcements that reducing the transaction limit of non-counter channels is a work requirement to strengthen the crackdown on illegal and criminal activities of telecommunication network fraud, and it is also a necessary means to prevent funds from being defrauded.

What is a non-counter channel? Simply understood, it refers to all channels, including ATM machines, online banking, mobile banking, etc., that do not conduct business operations "face to face" at bank counters.

For cardholders, the biggest concern is, what kind of cards will be limited? The Yangcheng Evening News reporter consulted a number of bank announcements and found that there is no clear "standard". For example, most banks said in the announcement that they will judge according to the historical use of accounts.

Huishang Bank’s announcement is slightly clear, and defines the scope of accounts for adjusting the trading limit of non-counter channels: Class I personal bank settlement accounts (including debit cards and passbooks) with no active transactions such as cash withdrawal and transfer for more than one year (including one year) and the account balance below 50 yuan (including); A Class I personal bank settlement account that has not logged into mobile banking or personal online banking for more than one year (including one year) and has an account balance below 10 yuan. The announcement particularly emphasizes that social security cards, medical insurance cards, military security cards and provident fund cards are not within the scope of clean-up.

To sum up, it is more likely that bank accounts that have not traded for a long time, have less account balance and have not changed will be restricted from trading.

Does it have to be "one size fits all" to prevent telecommunication network fraud?

It is worth noting that because the contents of the announcement are not clear, some bank customer service revealed in the process of answering questions that "the daily limit was adjusted to less than 5,000 yuan", which caused concern and some controversy. Some netizens said whether the bank has considered the convenience of customers’ operation when cleaning up their accounts.

Su Xiaorui, a senior consultant in the financial industry of Analysys, said that the bank’s adjustment of account limit is in the same strain as the previous actions such as clearing sleep accounts, which are concrete manifestations of strengthening account management and financial risk protection network. At a time when telecommunication network fraud cases are high, it will help to improve compliance and prevent accounts from being used by criminals.

But how to balance the convenience of customers’ use of money and the practical needs of preventing fraud? Su Xiaorui believes that although it is justifiable for banks to take measures for risk prevention and control, it is not advisable to adopt a "one size fits all" approach in the specific implementation process, which will hurt the experience of bank customers, and it will be a "customer rush" behavior for customers who just need to pay for large transactions, or it will lead to the loss of bank customers, which will also form unfavorable factors for the long-term development of banks themselves.

"Banks need to continuously improve the level of science and technology in terms of customer convenience and capital security, build a refined customer management system while strengthening the accurate judgment ability of risk control, and at the same time inform customers in time after adjustment and give corresponding solutions to effectively serve the normal capital needs of customers." Su Xiaorui suggested.

It is worth noting that relevant banks have also suggested that if the account transaction limit cannot meet the fund settlement needs, both public account customers and personal bank accounts can bring relevant documents and materials to the bank to apply for an increase in the limit.

However, how to save the "sole cost" of cardholders, or an aspect that banks need to pay more attention to next.

Guangdong financial industry strives to give consideration to risk prevention and control and quality service.

How to prevent and control bank account risks, effectively stop criminals from using bank accounts to transfer illegal funds, effectively meet the normal and reasonable account opening needs of enterprises or individuals, and provide customers with convenient, safe and high-quality bank account services? Guangdong’s financial industry is currently answering this "key question".

It is reported that in order to make overall plans for account risk prevention, control and optimization services, Guangdong Branch of the People’s Bank of China has instructed the banks in the province to focus on the service needs of key groups such as small and micro enterprises, individual industrial and commercial households, new citizens and college graduates, and on the basis of risk control, to implement simple account opening and negative list management, streamline account opening certification materials, simplify customer identity verification procedures, and continuously improve people’s sense of acquisition and satisfaction with account services. At the same time, guide banks to take the initiative to reduce the fees such as account opening fees, account management fees and annual fees, which are highly beneficial to the people, so as to reduce the burden on enterprises and help the people.

The data shows that by the end of June 2023, Guangdong banks had opened 5,023,600 accounts for key groups such as small and micro enterprises, new citizens and college graduates, and all bank outlets in the province supported simple account opening; Accumulated reduction and exemption of account service fees such as account management fees, annual fees and handling fees exceeded 2.71 billion yuan.

"Coordinating bank account optimization services and risk prevention and control is the due responsibility of financial institutions." The relevant person in charge of the Guangdong Branch of the People’s Bank of China said, "In the next step, the Guangdong Branch of the People’s Bank of China will take the promotion of classified management of accounts as the starting point, make overall plans for account optimization services and risk prevention and control, help improve the business and employment environment in Guangdong, protect the safety of people’s funds, and provide better payment service support for Guangdong’s overall economic and social stability."

Goodbye lover: a fairy tale for adults

When love disappears, how to say goodbye?

Text | Zhang jiaqi

Edit | Zhao Ordinary

Goodbye lover will have a big finale this Wednesday.

This is a "divorce variety show". The program group invited three groups of guests in different divorce States: Guo Keyu and Zhang He have been divorced for one year; KK and Tong Chenjie are facing the "seven-year itch" and are considering whether to divorce; Wang Qiuyu and Zhu Yaqiong have just entered the cooling-off period of divorce. They wrote the final answer to their marriage through an 18-day trip.

To some extent, this variety show has certain practical value. Guo Keyu asked in the program, "What if there is no love? Can you say goodbye with love? " Perhaps, compared with how to find love, how to deal with "post-intimacy" after love disappears is also an important topic for contemporary young people.

In fairy tales, the prince and princess go through thousands of difficulties, and the ending is always "live a happy life". However, real life is full of difficulties. When the pink filter was removed, Goodbye Lover wrote a sequel to the fairy tale, which was not perfect but true enough.

A sequel to a fairy tale

On January 1, 2021, the cooling-off period of divorce was officially implemented. Like all couples who want a divorce, Zhu Yaqiong and Lao Wang need to think hard for 30 days, and if they don’t change their minds, they can get a divorce certificate.

The difference is that their divorce cooling-off period was spent on a trip. As a pair of guests in Goodbye Lovers, together with two other couples, they started an 18-day long-distance trip in Xinjiang and confirmed their minds in the process.

This is a reality show variety around the topic of "divorce". According to the statistics at the end of 2020, the national average divorce rate is as high as 39.33%, and about four out of every ten married couples choose to divorce, with Jilin Province having the highest divorce rate of over 70%. And this data has been on the rise for 16 consecutive years.

Even in the case that divorce is so common, Goodbye Lover still takes some risks by choosing "divorce" as the incision in the marriage relationship. Ni Ping, a flying guest, also mentioned that it is not easy to show his marital status in front of a national audience. In this program, conflicts and collapses are frequent scenes, and even when recorded by the camera, it is difficult for the guests to control their emotions.

Wu Mengzhi, the chief producer, once mentioned that the most important part of the reality show is "selecting people". As long as the right guests are selected, the program will be 80% successful. In Goodbye to Lovers, three couples are in different stages of marriage, which also covers the problems existing in marriage relations in real life to a great extent.

As can be seen from the public opinion field, people’s attitudes towards marriage have changed dramatically over the years. This change is also reflected in the program. "Living together" is no longer the first priority of marriage. Compared with it, contemporary young men and women pay more attention to spiritual harmony and emotional resonance.

Therefore, how to manage a marriage well has become a more difficult proposition than before. Trivial matters are still obstacles to be overcome. In addition, intimacy has added more dimensions.

For Lao Wang and Zhu Yaqiong, the biggest enemy of intimacy is "way of thinking". When they got married, they didn’t hold a wedding or take wedding photos, which became a thorn in Zhu Yaqiong’s heart.

Zhu Yaqiong longs for romance and freedom, and pays attention to the sense of ceremony, while Lao Wang is a "pragmatic school". This collision in thinking is reflected in all aspects of life. In the program, Zhu Yaqiong mentioned a story many times: Lao Wang even counted down the hug between them.

The reason for Zhang He and Guo Keyu’s divorce is that they can’t walk into each other’s world. They belong to "flash marriage", and the decision to get married is rather hasty. After having children, they also lack time to cultivate their feelings, so there is a serious shortage of communication.

Do you have love after all? This is a problem that has always existed in this relationship. Contradictory personality and habits of work and rest make this couple, who have been married for ten years, become "the most familiar strangers". However, this is also the reason why this group of guests are most optimistic about remarriage: it seems that this 18-day trip turned out to be a few days when two people have known each other for so long.

In a link in the latter part of the program, the guests wrote the most impressive words of each other on the note and shared the story at that time. Most of these stories appear in the early days of love or marriage, belonging to young men and women who have just stepped into love. Wang Qiuyu will send a romantic short message "I’ll go while you’re here", and Guo Keyu is thinking about the flight time of Zhang He’s return trip.

The beginning of love is always written in great detail. There are sweet stories of love at first sight to provide fantasy, and there are also hundreds of love rules for reference. What "Goodbye Lover" presents is the "chicken feather in one place" staged after the end of the fairy tale.

Lian hun zong yi AB noodles

No amount of sweet filters can hide the fact that marriage is on the verge of breaking up.

When KK and Tong Chenjie first appeared, they looked very loving. Even Guo Keyu teased them and came to participate in "The Romantic Travel of Wife". However, with the development of the program, the problems in the marriage relationship between KK and Tong Chenjie gradually exposed, and the audience suddenly found that these problems hidden under the iceberg seemed to be more serious.

This is the difference between Goodbye Lover and other marriage and love variety shows: when feelings are peeled off, each paragraph has its own bitter taste.

Love variety shows entered the era of 2.0 in China, starting with "Signal of Heartbeat". In March 2018, the Korean love variety "Heart Signal2" premiered. Although this program has been broadcast in the first season in 2017, it was not until the dog blood "love triangle" appeared in the second season that it caused a wider discussion in China, and it also made the "real world dog blood drama" become the key frame of love variety.

In the same year, Tencent Video purchased the copyright and launched the first season of Heartbeat Signal. In the form of the program, the Korean version was almost completely reproduced. They are all in love, superimposed with "reasoning" elements, and guessing the relationship between amateur guests has become a major attraction of this kind of variety show. Since then, Iqiyi, Youku and Mango TV have also successively launched programs such as Love You Me, Let’s Love, Dream Space and so on.

Although the forms are different, most of the love variety shows in the 2.0 era follow a similar "template", that is, strange men and women are "put" into the same field, and they can fall in love at will within a limited time.

This is the A side of the variety show of marriage and love, which provides people with the satisfaction of emotional needs. Taking CP has become the first meaning of this kind of program, and watching "Xiuluo Field" and love line reasoning has also increased the effect of the program.

Goodbye Lover is the B side of the variety show of marriage and love: here, the beautiful feelings are either suddenly revealed, or the stories presented have become a thing of the past, based on more real life.

A marriage can hardly exist independently between husband and wife. The simple "1V1 link" obviously only exists in the early stage of the establishment of intimate relationship. In the marriage relationship, there are more and more complicated issues to consider. This is the first truth shown in Goodbye Lover.

Dong Chenyu, a lecturer at Renmin University of China, mentioned in an interview with the media that Chinese should not only consider the relationship between the two parties in love, but also the relationship between the two families behind them. This is a marriage and love model with East Asian cultural characteristics. Therefore, compared with other love variety shows that focus on the early stage of love, there are many ties between the two in Goodbye Lover, which may be parents and children, economic status and social status, and even friends, colleagues and predecessors.

Take KK and Tong Chenjie as an example. The core contradiction between them is whether they should have a child. KK insisted that Tong Chenjie should have children, and the deeper reason was that he always lacked security in this relationship. In the program, he repeatedly mentioned that he was not from Shanghai, but moved to Shanghai for the sake of Tong Chenjie. He had no sense of belonging in Shanghai, and his economic situation and career development were not as good as that of his wife. All kinds of problems led to the pressure in his marriage relationship.

Besides, the influence of family of origin is also reflected in this program. Lao Wang mentioned in the program that he received a "genius education" since childhood, and his father was extremely strict with him, giving priority to criticism and lacking emotional communication, and he also used this model in getting along with Zhu Yaqiong. Huang Zhizhong hit the nail on the head and pointed out Lao Wang’s problem: "Wang Qiuyu is not a question of loving his wife, but he may not love himself."

The third truth lies in "conflict". In the "A-side" love variety, the conflict is necessary but unpredictable, and even "human intervention" is needed in the link setting. For example, the mini date link and the rule of "two-day and one-night group outing" newly introduced in Heartbeat Signal 4 are all aimed at enhancing the sense of conflict and adding uncertainties to the emotional line, thus improving the possibility of the emergence of "Xiuluo Field".

In Goodbye Lover, conflicts can happen anytime and anywhere. KK and Tong Chenjie quarreled repeatedly at the dinner table because of drinking. Even Yang Di, the "king of variety" who can be skilled in all kinds of variety shows, was at a loss when the war suddenly escalated.

After the pink filter faded, when the more real intimate relationship was presented naked to the audience, Goodbye Lover actually took a small step forward in the field of marriage and love variety.

"Heterogeneous"

Zhang He and Guo Keyu are the most vocal couples for "remarriage". Searching for their CP clips in bilibili has more than 50 pages. Some people joked on the barrage that everyone was "looking for candy in the glass."

This reflects a certain demand of contemporary young people: contemporary young people like to watch others fall in love more and more.

The drama series with the theme of love has changed from "romance" to "sweet pet", and "parents are short" has been eliminated, and the love-hate entanglement between the male and female protagonists has become the main plot, implying that all the surrounding plots unrelated to love have been stripped; "Ke CP" has become a hot trend, and the actors who play CP in the play need to continuously extend their business period to meet the imagination of fans. After the end of the drama, CP powder is also looking for the "evidence of love" between the two in real life.

Under such a trend, variety shows have also become the carrier of "watching love". Even in the talk show variety show, there are popular CPS such as "Snow Country Train" and "Mianli", which make countless people take the lead. Therefore, even in the marriage and love variety show "Goodbye Lover", which has already written the ending and completely stripped the filter, there are also audiences who are addicted to CP.

In the era of marriage and love variety 2.0 with making sweetness as the mainstream, Goodbye Lover is an alien. This is one of the reasons why it can’t move from the circle to the national explosion. Although the score of the program in Douban is as high as 8.7, the number of raters is less than 20,000, which is lower than the series of Heartbeat Signals.

Another reason may be that when intimate relationships become complicated, it is difficult for the public opinion environment at this stage to provide sufficient discussion space.

In the process of exposing the problems among the three pairs of guests one by one, the man’s problems are more obvious, for example, Lao Wang overlooks Zhu Yaqiong’s emotional needs, while KK is male chauvinist and alcoholic, so the male guests are quickly labeled as "love rat". Since then, whenever the woman makes some "weakness" actions, she will be evaluated as "one willing to fight and one willing to suffer".

Tong Chenjie was regarded by the teacher in the observation room as the person with the highest "love for business". After the fierce conflict between them, Tong Chenjie would take the initiative to resolve the conflict every time. But for some viewers, this "initiative" does not have any positive effect, because KK is obviously "hopeless".

However, these violent conflicts are actually only slices of married life, and marriage is a far more complicated proposition than imagined. Shi Xiuxiong, a psychological counselor, pointed out, "Now people are too arbitrary and judgmental when talking about marriage and love. No intimate relationship can be arbitrarily summarized by a few simple labels. "

Although it can’t be an "explosion", there is no doubt that "Goodbye Lover" has added a new perspective to the current variety show of marriage and love. Even the guests themselves were not sure at first what kind of program they were participating in. KK didn’t even notice the problems in their marriage, but Tong Chenjie decided to sign up. Zhang He also asked the program group before the show: Do you want to fix us up again?

"second time around" is a common bridge in romance novels. In Goodbye Lover, besides expecting the ending, it is more from observing others to observing oneself. Shi Xiuxiong mentioned that this program exposed the unharmonious part of the marriage relationship to the public’s field of vision, which was constructive for the audience, helped more people to know that their problems were not isolated cases, reduced the sense of shame and learned to accept themselves.

In addition, not all divorced couples are "old and dead", especially in the case of a long marriage, property can be divided, but it is difficult to completely separate each other’s social circles, family members and even children. Therefore, when the marriage relationship comes to an end, it is necessary to start a new relationship.

Lao Wang and Zhu Yaqiong have known each other for more than twenty years, and they have become an inseparable part of each other’s lives. After the divorce, they may be able to reopen a "friend relationship". For Zhang He and Guo Keyu, how to start a new relationship is more important than whether to decide to remarry. Many viewers mentioned, "They don’t need to remarry. They can start from falling in love and go through the normal process."

For a generation that is lonely and afraid of intimacy, the sweet love in marriage variety shows is to satisfy the fantasy of "fairy tales", while Goodbye Lover is more like a fairy tale for adults, which provides a reverse value-"Seeing the complexity of a broken marriage will make you have a correct expectation for marriage."

The Dilemma of Love Variety: Truth or Conflict?

"Goodbye" draft, the new comprehensive "cut through the thorns"

Foreign netizens pursue the Spring Festival culture: food is mouth-watering and high-speed rail is enviable.

  International Online Special: The Spring Festival is getting closer and closer. While foreign media put the Spring Festival celebrations in the spotlight, foreign netizens are also full of interest in the Spring Festival culture, but they pay more attention to the theme of rejuvenation, such as food, dogs and high-speed rail.

  The Spring Festival is a time of reunion for thousands of families, and it is also a time when local specialty foods are "popular". This is because food not only stimulates taste buds, but also touches the homesickness of many wanderers.

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  On February 11th, the official Facebook account of Straits Times in Singapore posted a video on how to cook "Hakka potted dishes" for the New Year’s Eve. The netizen "Samson Thaddeus" commented that "the meals at home are always the best!" The Singaporean netizen "Kristine Wong" who is currently in Paris said: "I can’t wait to go home for the New Year! ! !” Of course, there are also real "foodies" who focus on the food itself. The netizen "Yip White" asked: "How to make Guangdong potted dishes?"

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  On February 9th, the YouTube food channel "ms yeah official channel" with millions of fans released a video of cooking food in the office to celebrate the New Year, and the number of hits is now close to 2 million. Bangladeshi netizens commented excitedly under the video: "Wow! It’s really unbelievable! Great! Love from Bangladesh. "

  As the most loyal friend of human beings, dogs can always inspire people’s love, and the zodiac culture is mysterious to people outside the Chinese cultural circle, so "Year of the Dog" and "Dog" have become the focus of many foreign netizens.

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  Australia’s "Daily Telegraph" Facebook official account posted a post on the meaning of the Year of the Dog on the 11th, which triggered enthusiastic interaction among netizens. Australian netizen "Debbie Harper" commented: "This year is my birth year — — Year of the dog. 1982。” Another Sydney-based netizen "Anna Longley" is full of expectations for her upcoming child: "My third child will be born in the Year of the Dog!"

  The photo social application Instagram user "orkyeh" recently released the dog group map with the theme of the Year of the Dog with more than 15,000 hits, which is obviously due to people’s love for dogs. The netizen "priya.5249349" expressed her love unabashedly: "Wow! Dogs are so cute! The smile is so cute! "

  There are also many "crooked nuts" who are full of praise for the high-speed rail that changed Spring Festival travel rush, the "largest human migration".

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  Under a YouTube video released by "New China TV" on February 9, about Wuhan high-speed trains getting ready for Spring Festival travel rush, Malaysian netizen "Ma Jiayi" commented in Chinese: "I am a Malaysian Chinese, and the great rejuvenation of the motherland makes me so proud!" The Indian netizen "Ronit Kapoor" said with some envy: "China is always one step ahead of the world, while India is always 100 years behind the world." American netizen "azman abas" commented with mixed feelings: "Wow … … America is very busy … …”

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  In addition to ordinary netizens, media people and experts in related fields also showed strong interest in the capacity of China high-speed rail during its stay in Spring Festival travel rush. Robert Champion, a BBC business reporter, expressed his intention to interview high-speed rail passengers during the Spring Festival on his personal Twitter account. Matthew Luo Sier, an urban planner who claimed to work for the Boston City Government in the United States, forwarded a Bloomberg report on high-speed rail in China on Twitter, and quoted the content of the article as saying: "400 million Chinese will take the train during the Spring Festival … … High-speed rail will help to change the economic imbalance between the east and the west of China. " (Liu Shidong)

Andy Lau and the young monk played the seven-star boxing "New Shaolin Temple" to celebrate the New Year.


Andy Lau plays boxing with Shaolin monks.


Andy Lau Happy New Year.

  Seeing off the ox and welcoming the tiger, Andy Lau, who is busy filming Chen Musheng’s new film "New Shaolin Temple" in the Mainland these days, took advantage of the rest of the crew during the Spring Festival to rush back to Hong Kong to spend the New Year with his family. There are many Chinese New Year programs. Besides cooking a delicious vegetarian meal for my family, I also play a set of seven-star boxing with a group of young monks from Shaolin Temple to keep fit. I wish you all a prosperous new year.

  Since the film "New Shaolin Temple" was filmed in the mainland at the end of last year, Hua Zai and a group of actors Nicholas Tse and Fan Bingbing have been busy, and during this period, they also experienced a sudden snowstorm. Although they couldn’t start work on the snowy day, Hua Zai, who was prepared at the scene, talked and laughed with a group of young monks and spent a warm day to cultivate their feelings. Therefore, on the day when the five little monks and Hua Zai’s brother practiced together to take a New Year’s photo, they not only put on their new shirts and their favorite small cloth shoes, but also clamored for their senior brothers to take them to the barber shop to have their hair cut. They wanted to dress up beautifully and take a photo with Hua Zai’s brother, and they were very excited.

  On the day of shooting, five young monks met with Hua Zai’s brother. At first, they seemed a little shy. Full-fledged fans met idols. Especially when they were around Hua Zai to teach them to write calligraphy, they were too nervous to move or laugh casually until Hua Zai’s brother wrote the eight characters "The new Shaolin Temple is full of tigers and tigers" and signed it "Hua Shu". One of the young monks asked curiously: Who is "Hua Shu"? Hua Zai smiled and patiently solved this interesting puzzle for the little monk and said, "‘ Huashu ’ I wrote it. My name is Andy Lau! China is me, ‘ Book ’ It means writing. " The little monk suddenly realized, smiled and nodded "Ah".

  Hua Zai asked the little monk what words he still wanted him to write on this couplet. One of the young monks blurted out, "Pig!" (Mandarin pronunciation), Hua Zai asked the little monk with a puzzled smile, "What? ‘ Pig ’ ? ” The little monk quickly explained, "No, no, it’s ‘ Wish ’ (Mandarin pronunciation) Happy New Year ‘ Wish ’ , not ‘ Pig ’ 。” Brother Hua Zi said with a sigh of relief, "Ah! It turned out to be ‘ Wish ’ I thought you asked me to write ‘ Pig ’ … Am I stupid? " The little monks laughed shyly, and the scene was full of joy.

  After appreciating Huazai’s calligraphy, it was the little monk’s turn to display his housekeeping skills and play Qixingquan with Huazai. This group of young monks, aged from six to twelve, were just humming Huage’s New Year song: "Congratulations on your fortune, congratulations on your fortune … …” This side has posed for a serious seven-star boxing, and Hua Zi, who has been practicing seven-star boxing for more than two months, has already played the whole set of boxing well, keeping pace with the little monk in front of him and keeping pace with each other.

  In order to take pictures of everyone’s happy smiling faces, the photo-taking sister at the scene had a brainwave to teach everyone to shout slogans. The photo-taking sister repeatedly asked the little monk, "Is watermelon sweet?" Is Brother Hua Zai handsome? Is the new Shaolin Temple great? " Every time a question is called, the little monk smiles in unison and answers one by one: "Sweet, handsome and cuddly", so that everyone can squeeze out a natural and happy smile. The innocent and lively little monk makes Hua Zai laugh.

  The little monk and Huazai learn kung fu and get along well with each other while taking New Year photos and playing boxing. The youngest one suddenly quietly walked up to Huazai’s brother to perform the boy’s kung fu and come with a horse, which was very interesting, but he turned around and bumped into Huazai. He was embarrassed and said to Huazai’s brother casually: "sorry!" That is, walking back to the little monk pile, the scene is very funny. The little monk also brought his own notebook and pen, and asked Hua Zi to sign it as a souvenir. Hua Zi was also very good at making children happy and funny from time to time, which made the serious little monk smile almost all the time.

  Facing this group of innocent little monks, Brother Hua said with relief, "The children are so naive and lively. I used to learn Seven Star Boxing for the film, and everyone practiced with me. The atmosphere is good. I believe we can establish friendship with them during filming. In addition to the little monk, I started working with Nicholas Tse and Fan Bingbing, and the shooting was smooth and I was very happy. Before I started working in Hengdian, I encountered a blizzard, which was so cold, so I already felt the atmosphere of the New Year. "

  When it comes to the wishes of the Year of the Tiger, Hua Zai hopes that everyone will live a happy and harmonious life and lend a helping hand to those in need, so that everyone will live a warmer and happier life.

  As for the New Year’s Day every year, Huazai must cook a delicious vegetarian meal for his parents and family to taste. Huazai said, "When I was a child, I grew up in the village, and firecrackers were set off every New Year, but it was forbidden to burn firecrackers at home, and the family played sanitary mahjong together. I have a habit of making a gown and pouring tea with my parents every spring. I think this will be very atmospheric, and this year is no exception, but I have to choose the color of the clothes. Because many colors have been worn. "

A monthly salary of 10,000 yuan is illiterate: the certificate is bought by the seller who used to be a gold medal.

  Li Xiaoman bought more than 20 maternal and child nurse practitioner certificates.

  It has become the demand of many urban families to have children and hire a new moon. However, employers pay high salaries to Yueyue, but they don’t know that some Yueyue have not received formal training at all, and the relevant qualification certificates they hold are bought.

  On November 29th, Li Xiaoman of Shanghai Aier Home Economics Center was prosecuted by Shanghai Qingpu District Procuratorate for the crime of forging the certificates of state organs.

  "Senior Lunar New Year" can’t read

  In June this year, Ms. Zhang, a Shanghai parturient, invited an aunt Wang from a housekeeping company at a price of 10,000 yuan per month. She had a certificate of nurse practitioner, a senior mother and baby. After a few days, Ms. Zhang felt that Aunt Wang’s service level was very general.

  By chance, Ms. Zhang found that the new moon could not read. This makes Ms. Zhang very puzzled: if she doesn’t even know the words, how did her certificate come from? Aunt Wang was forced to tell Ms. Zhang that her certificate was bought.

  Ms. Zhang thought that she paid a high salary but didn’t get good service, so she reported the case to the public security organ.

  Police investigation found that Aunt Wang was not the only one who bought the mother-infant nursing certificate. The police seized more than 20 mother-infant nurse practitioner certificates from Aier Home Economics Center on the spot.

  At the same time, Liu Wen and others reported to the public security organs for several months, claiming that Li Xiaoman of Aier Home Economics Center collected their money and lied that he could help them find an employer. As a result, he failed to keep his promise for a long time and asked the public security organs to severely punish Li Xiaoman.

  An unfulfilled promise of "high salary"

  It turned out that in June 2017, Liu Wen studied the basic skills of maternal and child care at Shanghai Gongxin School. Li Xiaoman went to their class to do publicity. At that time, Li Xiaoman promised to go to Aier Home Economics Center to ensure that the students could find an employer within one week, and everyone could get three certificates certified by the state, such as baby nurses and maternal and child care, with an annual income of 80,000 yuan to 100,000 yuan.

  Look at what she said, many students believe it. On June 28th, Liu Wen and several students came to Aier Home Economics Service Company. Li Xiaoman asked Liu Wen and them to sign a contract and pay three fees, one is 200 yuan’s accreditation fee, the other is 5,800 yuan’s on-the-job guidance fee, and the other is 1,700 yuan’s billing service fee. She promised that the starting salary for Liu Wen’s first job was 8500 yuan.

  Liu Wen immediately transferred RMB 2,700 to the micro-signal of a "Teacher Mu" hired by Li Xiaoman through WeChat transfer as the first payment. Still owed 5,000 yuan, and Liu Wen had no money to pay. Li Xiaoman asked Liu Wen to go to the microfinance company to handle the installment payment business. She asked Liu Wenxian to go to the bank to get a bank card, and gave the bank card and password to Li Xiaoman for safekeeping. Then Li Xiaoman collected the ID cards of Liu Wen and others, and asked them to fill in a personal resume, as well as an installment payment contract, asking them to complete the installment payment operation on the official website of the microfinance company.

  After that, Li Xiaoman arranged for Liu Wen and others to practice the corresponding knowledge of maternal and child care in her company. According to Liu Wen, there are no professional teachers to teach them. They just practice with baby models themselves. On the third day, Li Xiaoman issued everyone a vocational qualification certificate with the words "Ministry of Human Resources and Social Security of the People’s Republic of China", "Shanghai Labor and Social Security Bureau (special seal for certificate)" and "Shanghai occupational skill testing authority (special seal for appraisal)" printed on it.

  On July 20th, Li Xiaoman recommended several students, including Liu Wen, to interview in a new moon home in Shanghai. The other party asked Liu Wen to pay 500 yuan’s training fee again, but Liu Wen didn’t agree.

  On August 4th, Liu Wen was arranged for an interview with a housekeeping company in Shanghai. The other party demanded to pay a training fee of 2,000 yuan, and Liu Wen paid 200 yuan after bargaining. After working in this company for two days, she felt that the company was unreliable and returned to the housekeeping center in Li Xiaoman.

  On August 5th, Li Xiaoman arranged for Liu Wen to go to Hangzhou, Zhejiang for an interview, and the other company asked Liu Wen to pay the training fee again. Angered, Liu Wen went to Li Xiaoman and said that she wanted money every time, which was different from what she had promised before. She asked for a refund, but Li Xiaoman refused.

  42 birth attendants carry loans.

  What about the installment payment handled by Liu Wen? It turned out that Li Xiaoman was worried that she introduced the job to Yueyue and Yueyue would not pay her fees, so she came up with a way to trap her aunt, that is, let her handle the installment payment.

  In November 2016, Li Xiaoman found a small loan company, claiming that she was a domestic service company, and had a group of aunts, but they couldn’t afford to pay the fees. They wanted to let these aunts pay the fees by installments through loans. The staff of the small loan company visited Shanghai Aier Home Economics Center, and saw that many aunts were studying. They felt that the strength of Li Xiaoman Company was good, so the two sides signed a cooperation agreement. According to the agreement, the loan company will provide the installment payment plan for Yueyue, and the amount of each loan is 5,000 yuan. This loan is an interest-free loan and will be repaid in five installments, and each loan will be charged a service fee of 245 yuan. The loans granted by the loan company to Yueyue were all credited to the personal bank card provided by Li Xiaoman.

  From November 20th, 2016 to the time of the crime, Li Xiaoman handled a total of 42 monthly installments, totaling 210,000 yuan, all of which went into her own pocket. Every month, the month after the loan is processed, the repayment is made online, and some months without online access ask someone to help with the repayment. As of the time of the incident, there were still more than ten Yueyue who had not paid off their loans.

  Li Xiaoman came to Shanghai more than ten years ago for a new moon. She is more active and has good skills. In 2008, she was awarded the gold medal by the relevant units. Her husband asked for a divorce because she couldn’t take care of her family. After the divorce, Li Xiaoman raised the children alone, bought a house in the city and sent his son to a private school. In order to maintain high daily expenses, she turned her attention to the project of training the new moon. She found that many aunts were too old or illiterate to obtain qualification certificates. After Yueyue came out of the training institution, there was still no good job opportunity without a certificate issued by the state, and the relevant qualification certificate was the stepping stone to get a high salary. So, she contacted the seller who sold the professional qualification certificate of maternal and child care on the Internet, and negotiated with the seller to fill in the basic information of last month at the price of a copy of 300 yuan, and concoct a fake professional qualification certificate.

  The procurator of Qingpu District Procuratorate in Shanghai introduced that anyone who forges, alters or buys or sells official documents, certificates and seals of state organs shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention, control or deprivation of political rights; If the circumstances are serious, they shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years. The number of forged certificates of state organs in Li Xiaoman is 22, which belongs to "serious circumstances".

  The public security organs are fully investigating the sellers who sell the professional qualification certificates of maternal and child care.

  (Except Li Xiaoman, all the texts are pseudonyms.)