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Huawei’s top ten black technologies are officially released.

China Economic Times reporter Zhang Limin

On December 26th, 2023, the flagship of luxury technology was officially released at the press conference of the world of inquiry M9 and Huawei in winter. The reporter learned from the press conference that the M9 is equipped with Huawei’s full-stack smart car technology solution, which not only fully boarded Huawei’s top ten smart car black technologies, but also brought brand-new family design, ever-changing space, smart cockpit, intelligent driving control, intelligent driving, intelligent safety and many other leading generation product highlights. With the deep empowerment of Huawei, Wenjie M9 will reshape the smart travel specifications and provide users with a continuous leading travel experience.

Yu Chengdong, managing director of Huawei, CEO of BG, and chairman of BU, a smart car solution, said: "The M9 is a landmark product in the intelligent era. We have brought all the best black technologies of Huawei smart cars to the car, which has brought the outstanding experience of the leading generation and redefined the smart car standard. It is a well-deserved flagship SUV of luxury technology!"

In the M9 car, the double-embracing cockpit design perfectly combines future technology with Chiang Kai-shek luxury style. Based on users’ needs and feelings, the M9 never misses every detail, and the integrated universal triple screen brings great vision and enjoyment. At the same time, the whole car is made of high-grade NAPPA leather, crystal star-ring scatterer and wisdom knob, and the central armrest and door panel are made of natural cork, which is made of luxurious materials, making users luxurious wherever they go.

Thanks to the brand-new luxury D-class platform and the advantages of integrated die-casting body, the M9 makes the SUV achieve a flat floor for the first time, and the third row goes in and out of the farewell steps, making the ride more comfortable and calm. The front row, the second row and the third row of the M9 are 1045mm, 1060mm and 950mm, respectively, which has the largest space performance in its class.

Wenjie M9 is equipped with the leading generation of Turing intelligent chassis, adopts the front double wishbone and rear multi-link independent suspension, and comes standard with intelligent closed air spring and CDC variable damping shock absorber. The height of the car body is intelligently adjusted in 5 steps, giving consideration to comfort and handling. Based on the digital platform of HUAWEI iDVP smart car, through the multi-modal fusion sensing system, HUAWEI DATS dynamic adaptive torque system and HUAWEI xMotion intelligent body collaborative control system, the mechanical quality is brought to the extreme with AI and software capabilities, bringing a better driving, safe and comfortable experience.

The industry-leading Huawei intelligent vehicle lighting technology, such as HUAWEI ARHUD head-up display system and HUAWEI XPIXEL intelligent projection headlights, was launched by M9, and the leading self-developed technology exploration brought richer scene innovation.

Wenjie M9 fully upgraded HUAWEI ADS 2.0 advanced intelligent driving system, equipped with newly designed 192-line laser radar, which has more powerful accurate detection and quick response capabilities. Through the GOD(General Obstacle Detection) network 2.0 and the RCR(Road Cognition&Reasoning Network) network 2.0, the boundary M9 has strong all-weather perception ability, and can accurately identify vehicles, pedestrians, traffic facilities and signs, piles, etc. Without relying on high-precision maps, the high-level intelligent driving experience that can be opened all over the country and opened better and better will be opened immediately.

In terms of passive safety, the ultra-strong Xuanwu car body adopts extremely strict design standards, and the aluminum alloy volume of the car body accounts for 80%. A total of 12 parts of the car are made of 2000MPa nuclear submarine-grade thermoformed steel, which cooperates with high-grade batteries, cockpits and privacy protection to escort users every time they travel.

Based on the powerful capability of HUAWEI ADS 2.0, the forward AEB capability of M9 is further improved, and the forward stationary vehicle AEB can actively stop at a maximum speed of 120km/h, covering both human driving and intelligent driving scenarios. Lateral support for 40-120km/h active obstacle avoidance, backward support for 1-12km/h active braking, greatly reducing the accident probability. In addition, the M9 is also equipped with ESA emergency steering assist system for the first time, which can automatically control the steering assist driver to avoid collision when there is a collision risk between the vehicle and the target in front, thus bringing safer intelligent risk avoidance capability to users.

Food insurance, Xiong Haizi insurance, mobile phone broken screen insurance … Are these novel insurances reliable?

  Xinhua News Agency, Beijing, May 5 (Reporter Wang Aona, Cao Yiming) Afraid of eating your stomach, Xiong Haizi damaging the goods in the shopping mall, and accidentally breaking the screen of your mobile phone? Maybe the insurance company has already thought of it for you.

  Nowadays, novel Internet insurance products such as "food insurance", "Xiong Haizi insurance" and "mobile phone broken screen insurance" attract more and more consumers’ attention. Are these new types of insurance reliable? How do insurance companies design these products? What should I pay attention to when buying Internet insurance?

  Internet plus Insurance meets the individual needs of users.

  "Remember those years because of greed and sin? Then why not take out a food insurance to make yourself more secure? " The reporter saw in a shop of Taobao Insurance that the purchase of this food insurance premium only needs 9 yuan, and in the following year, if you are hospitalized or out-patient for acute gastroenteritis, you can pay 1000 yuan the highest.

  There are not a few unexpected Internet innovation insurances like "food insurance". These special insurances with low premium, short guarantee period and strong interest have attracted more and more insurance online consumption. Among them, 0.9 yuan can take out the "occasional minor injury insurance", the protection period is one to three months, and the maximum compensation for accidental injuries during this period is 2,000 yuan. "January5" who bought this insurance said: "Spend a little money to buy peace of mind." There is also the "Xiong Haizi Insurance" which costs 8 yuan a whole year. Children under the age of 17 can get compensation for breaking shopping mall vases or school glass.

  It is not difficult to see that Internet insurance has expanded more application scenarios in traditional property insurance and personal insurance, such as "Wang Xingbao" to protect the medical expenses caused by pet injuries, "Mobile phone broken screen insurance" for "hand-sliding party" and "beautiful as a flower insurance" for plastic surgery accidents. Compared with traditional insurance, these Internet insurances developed based on specific scenarios meet the short-term personalized segmentation insurance needs of users.

  Chen Jin, CEO of Zhongan Online Property Insurance Co., Ltd., said that the Internet has changed the traditional business pattern. The core of the Internet economy is customer demand-oriented, and so is the insurance market. It is these massive, small and fragmented insurance policies that greatly lower the threshold of insurance and cultivate the new consumption habits of the younger generation to buy insurance.

  Scenario innovation insurance is both a slogan and a risk.

  Relying on the rapid substitution of Internet insurance for some standardized traditional insurance and the incremental market brought by innovative products, the innovative business of Internet insurance has maintained rapid growth.

  According to statistics, in 2017, the number of Internet insurance signs was 12.491 billion, an increase of 102.60%, of which accident insurance was 1.592 billion, an increase of 539.26%; 1.032 billion liability insurance, an increase of 438.25%. It is precisely because of the prospect of rapid development of Internet insurance that more and more Internet giants such as Ali, Tencent, Baidu and JD.COM are competing to lay out in this field.

  Chen Jin believes that with the advancement of artificial intelligence, cloud computing, big data and other technologies, the power of science and technology has begun to reshape the product design, pricing, sales and claims of the insurance value chain. Taking product design as an example, Internet insurance companies cut in to acquire customers from e-commerce transactions, online payment, online travel and other scenarios, and collect, process and analyze user data in various ecosystems, making many risks become insurable from non-insurable. For example, relying on the user’s purchase history, return frequency and other data, provide online shopping return insurance; Provide flight delay insurance by analyzing flight dynamics, travel frequency, weather conditions and other data.

  "In the product pricing process, the combination of the Internet of Vehicles, drones, wearable devices and big data technology will help insurance companies better grasp the needs and risks of users and realize ‘ Thousands of people have thousands of faces ’ Dynamic pricing of. For example, in the field of auto insurance, we can rely on Internet big data to achieve accurate &lsquo according to the multi-dimensional factors such as driving mileage, behavior habits and vehicle safety factor of the owner; One car for one price ’ 。” Chen Jin said, "The future of Internet insurance should be personalized, customized and intelligent."

  It is worth noting that while Internet insurance brings convenience to consumers, there are also potential risks.

  The Bank of China Insurance Regulatory Commission recently issued a risk warning that "eye-catching" products may be misleading. Some insurance institutions have launched so-called "eye-catching" products for one-sided pursuit of attention and sales volume, and there are some problems such as nonstandard publicity content, inconsistent or incomplete display of format terms contained in web pages, and unclear exemption clauses, which are suspected of misleading consumers. In addition, some online platforms hide "tying", selling some insurance products by default checking on their ticketing and hotel reservation pages, failing to clearly list the underwriting subject or agent sales subject, and failing to fully disclose relevant important information such as insurance product terms, which infringes on consumers’ rights and interests such as the right to know and the right to choose independently.

  Is it innovation or flicker? It is also necessary to strengthen supervision

  Wang Yonghua, a visiting researcher at the Insurance Center of the Development Research Institute of Fudan University, said that if it is an insurance product, the first thing is insurance. In the name of mutual aid, some institutions are ostensibly insurance, but what they actually do is to raise funds for people. Some "exotic risks" may be controversial in claims because of their special scenes, and insurance companies may also try their best to expand sales, but ignore claims.

  "From the consumer’s point of view, you should not be impulsive before buying, and you should fully understand the product. It should be understood that buying insurance is a way to protect extreme risks, not to make a fortune. Even wealth management products can only provide very limited value-added. " Wang Yonghua said.

  Xia Xuemin, a visiting researcher in institute for public policy, Zhejiang University, believes that Internet insurance has many advantages, such as flexibility, low issuance and sales costs, and many institutions, even those without insurance business qualifications, have started to "scratch the edge" and launched many strange so-called Internet insurance products, and some even directly violated the national regulatory rules on insurance.

  At the beginning of 2017, the relevant departments issued the Guidelines for the Development of Insurance Products of Property Insurance Companies, which for the first time refined the principles and prohibitive provisions for the development of insurance products of property insurance companies, and directed the supervision at property insurance products with hype concepts and gimmicky tendencies in the market, such as "sticker insurance", "love insurance" and "helping the elderly to be wrongly insured".

  Cao Xingquan, a professor at the School of Civil and Commercial Law of Southwest University of Political Science and Law, said that the insurance law stipulates the approval and filing mechanism for product development, and the so-called "innovation" that does not conform to the insurance principle should be controlled by the government through strict implementation.

  Xia Xuemin suggested that blacklists and integrity files of Internet insurance should be established, reporting channels should be opened, and users should be encouraged to actively reflect suspicious institutions and products, and online exposure should be made for unqualified sales of Internet insurance and illegal cross-border agency of Internet insurance products.

This little red book selection methodology will be finished after reading it!

It is very important to choose products when operating in Xiaohongshu, and we need to adjust dynamically according to the changing market and users. In this article, the author summarizes the relevant methodology of selecting small red books, which may help you better cut into the operation of small red books.

Good choice of goods, no trouble in selling goods!

Seven points depend on the selection, and three points depend on the notes!

Choosing products is a long-term process, not a specific medicine that can be eaten at once!

The average person eats through the selection for 1-2 months, and within 7 days for talented players, even if you are Xiaobai, it doesn’t matter. It’s not out of reach to earn 10w+ a month!

Today, Brother Daren will take you through the following aspects to analyze the picture and text of Little Red Book. If you choose the products with the standard selection methodology, even if you are Xiaobai, you can finish reading it.

According to the data, among the 200 million people living in Xiaohongshu, 72% are post-90 s, and they are concentrated in the first and second lines.

Moreover, according to the user data provided by iResearch, the analysis shows that the main group of Xiaohongshu is women, accounting for more than 80%, which also fully conforms to the community sharing and e-commerce model and the shopping habits and user group characteristics of female users (as follows).

There are several scenarios in the behavior of users of Xiaohongshu: active search, viewing product reviews, understanding trends, seeking inspiration, and actively sharing.

Moreover, 60% of users search in Xiaohongshu at high frequency every day, with an average daily search query volume of nearly 300 million times.

Finding products with good recent data and high sales volume is also the fastest way to produce results.

Whether it’s graphic notes or video notes, first attract users’ attention through the content of the notes, then click on our product link, and finally make a decision to buy and place an order.

Most users rarely look at the content of the product details page and whether there is sales or not, and how the score is. Basically, if you think your notes are well shared, just buy and place an order directly.

The core logic of benchmarking products lies in:

I’ll sell what my peers sell well, and I’ll sell what my peers sell. I’ll sell any product that explodes, and I’ll use any form it uses. If it sends pictures and texts, I’ll send pictures and texts.

Because there is nothing new under the sun, the explosive products will still explode with great probability.

Mistakes in marking and following products:

  1. Don’t look for enterprisesFor example, if someone is an enterprise store and a flagship store, don’t follow.
  2. No sponsorshipThere is a sponsored account in the lower right corner of this note. Don’t follow it.
  3. Not large.The fan base of this account is over 10,000, so don’t follow.
  4. No real peopleDon’t follow the accounts and notes of some real people.

As the name implies, crowd analysis is to find the corresponding products according to the actual crowd attributes.

Although more than 80% of the users of Little Red Books are women, it is not enough for us to understand this, because before girls and girls, their needs were completely different.

For example, girls of every age have different demand for products, and different places, hobbies and needs are also different.

  1. 20-year-olds and 30-year-olds have different needs for skin care products.
  2. North and south, life requirements and entertainment needs are different.
  3. People who like art are different from those who don’t.

People with different identity tags like different things.

Such as:Wear during pregnancy, early education, baby products, baby care, maternity experience, baby fashion, baby care products, baby food and so on.

Moreover, the needs of babies at different ages are different, and the focus of products will change with it, just like focusing on milk powder at the age of 0-1 and early education at the age of 1-3. Of course, you can also classify it in more detail, just one example.

For example, "novice bloggers pay more attention to some basic equipment, such as fill lights, brackets, and learning bloggers’ courses (virtual products), while bloggers with certain experience may have higher requirements for equipment, so our products can choose cameras, micro-orders, radio microphones and so on."

For example, "people in the grass-roots workplace pay more attention to cost-effective skin care products and office supplies, while those in the middle pay more attention to luxury and brand skin care products, while those in the top pay more attention to famous brands."

The same people, different seasons and different months have different needs.

For example, July and August are summer holidays, which is bound to be the peak season for tourism. Products can choose suitcases, storage bags, travel suits and so on.

The following are some recommendations for the products selected in recent months:

If you look at it with the naked eye, you can’t find products with high sales quickly. At this time, we need to use some data analysis tools.

Brother Daren had previously shared an article on the application of small red book tools: girls make small red books to make money! You must know these tools and skills ~

Recommend several mainstream platforms:New red data, thousand melon data, gray dolphin data.

note:You need to open a member!(Generally, newly registered accounts can be experienced for 1-3 days for free.)Of course, you can buy it directly from a treasure, which will be more cost-effective.

Skills of selecting data tools for xiaohongshu;

  • Macro analysis:First sort the big categories, then subdivide the small categories, and choose the best price.
  • Microscopic analysis:First note analysis, then account analysis, and final income analysis-execution.

The methodology of selecting products for Xiaohongshu is shared here today. What needs to be added is that the market is dynamic and people are dynamic. Don’t change it. We should constantly adapt to market changes and adjust our strategies in time.

Just like the Red Sea is already crowded, then we can try to cut into the blue ocean, with great demand, small competition, small investment and low requirements, which will enable you to get results quickly in Xiaohongshu.

5G signal, 5G package, 5G mobile phone, you need to consider carefully when changing your mobile phone.

With the launch of the operator’s 5G package on November 1, it is estimated that many friends have plans to change their 5G mobile phones. After all, the 5G era has indeed arrived. For 5G, I think many friends know that its network speed is 5-10 times that of 4G, online drama is not worrying, and multiplayer competition is smooth, which is probably such a carefree experience. So you will think: instead of changing the new machine next year, it is better to change the 5G mobile phone directly now, and you can experience the 5G high-speed network at once, making your life and work more efficient and more "fragrant".

Having said that, before you formally choose a 5G mobile phone, you need to consider three issues:

The first question: 5G signal coverage in the place.

To be honest, in the field of 5G, China’s 5G technology and 5G mobile phones are dominant in the global market, so we should be proud of this. In this regard, we can first try 5 G. However, in the actual process, you and I have to consider whether our home is covered with 5G signals. Although major cities will basically cover 5G signals next year, if there is a 5G signal in the place where your home is located, it must be superior.

Relatively speaking, in first-tier cities such as Beishangguangshen and Shenzhen, almost all the central cities in these areas are covered with 5G signals, so "people in the city can really play" still have the first experience advantage. After all, the urban population is large. You can go to the operator official website or the mobile APP to check the 5G signal diagram, which is usually found in the "5G Zone".

The second question: Which 5G package should I choose?

At present, the three major operators have launched 5G packages. Different operators and different 5G packages have different charges and standards. You should look carefully when choosing to upgrade to avoid wasting fees or traffic. China Mobile, the 5G package starts at 128 yuan, and the back cover is 598 yuan; China Telecom and China Unicom started at 129 yuan, and the back cover of 599 yuan … ···5G network speed is between 200 Mbps and 1 Gbps.

By the way, a digression: Do you think 30GB package traffic is enough? As far as I’m concerned, I usually use about 10GB of traffic every month, which is only when I’m crazy about brushing Tik Tok and playing the king’s "eat chicken" mobile game! Therefore, when you choose the 5G package category, don’t be blind, depending on the actual use needs of individuals.

The third question: Which of a bunch of 5G mobile phones do you like best?

As we all know, many places are accelerating the construction of 5G base stations, and the coverage rate of 5G signals around us will be higher and higher. At that time, it is not a problem to seamlessly connect to 5G networks. Therefore, after knowing the 5G signal coverage area and 5G package, you can boldly choose 5G mobile phones. At this stage, high-priced 5G mobile phones can be "suspended". After all, the cost is too high and unnecessary. The most important thing is to try Xiaomi 9 Pro 5G and iQOO Pro 5G versions, with three thousand files, which is a good choice. Which one to choose, and see the comparison results.

Left: iQOO Pro 5G version; Right: Xiaomi 9 Pro 5G

5G network speed reception. At this point, we directly look at the test results of Speedtest software: the download rate of iQOO Pro 5G version reaches 895Mbps;; Although Xiaomi 9 Pro 5G is equipped with the same 5G baseband, the download rate is 757Mbps··· … Obviously, there is a gap in the speed of 5G network.

Left: iQOO Pro 5G version; Right: Xiaomi 9 Pro 5G

The level of game experience. As two Snapdragon 855 Plus models, iQOO Pro 5G and Xiaomi 9 Pro 5G have smooth performance, but one thing is the unique product advantage of iQOO Pro 5G, that is, the two pressure-sensitive buttons on the middle frame. This design is comparable to the e-sports mobile phone, which can bring fast operation of four-finger linkage, making the skill control of game characters more comfortable and faster. In other words, the king "eats chicken" with iQOO Pro 5G version, and the king wins the championship in minutes.

Left: iQOO Pro 5G version; Right: Xiaomi 9 Pro 5G

Fast charging performance of mobile phone. IQOO Pro 5G version is equipped with 4500mAh battery +44W ultra-fast charging, Xiaomi 9 Pro 5G is equipped with 4000mAh battery +40W fast charging … The power is from 0% to 100%, iQOO Pro 5G version takes 53 minutes, and Xiaomi 9 Pro 5G takes 70 minutes. It seems that iQOO Pro 5G version not only has a larger battery, but also has a faster battery return, which really helps our mobile phone life.

Final decision: try 5G in advance, and be flattered.

The 5G package has been commercialized, and the 5G era has arrived, so a 5G mobile phone naturally comes. I believe that when you look at the comparison between iQOO Pro 5G and Xiaomi 9 Pro 5G, you will find that although they are both Snapdragon 855 Plus models and three thousand models with the same price, iQOO Pro 5G is more powerful in 5G network speed, game experience and charging speed, so its cost performance is relatively high. It seems that the complete coverage of subsequent 5G signals and the accelerated popularization of 5G mobile phones are really just around the corner.

"Invincible Destroyer 2" teaches you how to become a online celebrity with an annual salary of one million.

Special feature of 1905 film network It was officially released today.


The reputation is good, and Douban scored 8.7 points, which is the same as the previous work.


In 2012, it came out and was once considered as the best animation of the year. However, I never imagined that in the award season of that year, wreck-it ralph, which swept everything, was cut off by his own Pixar animation studio at the last minute.


This time in the movie, Disney did not forget to take it out for the last "failure". In the scene where 14 princesses gather together, other princesses directly make fun of Merida in Brave Legend — — “She is from another STUDIO”。

Although in a brand-new animation, everyone was attracted by colorful Disney elements eggs. With a random screenshot, you can count nearly 10 eggs.

However, returning to the series itself, its greatest attraction is far more than just looking for eggs.


It represents the magic of Disney animation for the whole family:Children can see the joys and sorrows in animation and find the charm of friendship; Adults can also find the bowl of "chicken soup" in the moment.

This time, the subtitle of the animation is called "Make a scene on the Internet". Disney once again broke our conventional thinking. He used simple WiFi signals to send Ralph, the king of destruction, and Winnipeg, the little girl, to the internet world. This time, they completely broke the "wall" of the Internet and showed the audience a real Internet world, a brand-new "electronic planet".


Here, you can see the unique apps of various countries, including Tmall, QQ, Weibo and Cat’s Eye in China, all of which have regional characteristics.

Not only that, but the whole setting is also very interesting.


For example, the role of know-it-all, which is the front desk of a search engine, is also the first new friend Ralph and Winnipeg made after they came to the Internet world. Here, you can ask all kinds of things you want to know. If the role setting is that simple, then you underestimate Disney’s intentions.

Know-it-all is best at making a series of Lenovo guesses immediately according to the user’s past search traces when the user utters a word. Is it the same as your usual state of searching with a certain degree?

What’s more interesting is that the Internet suddenly drops off on weekdays and you can’t access it. In Invincible Destroyer 2, it all comes down to Destroyer.


Generally speaking, "Invincible Destroyer 2" is an Internet instruction manual.


Of course, "Invincible Destroyer 2" is the correct way to open online celebrity for other people.


The following is a little about spoilers, so please take it with caution.


1. How to become online celebrity?


In the movie, the handle of the game machine Sweet Shock was damaged directly because of Ralph and Winnipeg’s "self-persistence" in the arcade.


Under the guidance of customers, the owner of the game hall found the only handle for sale on eBay, but it was discouraged because of the high price. Of course, Ralph wouldn’t miss the opportunity to save his friends. In a flash of inspiration, he took Yunilo through the WIFI router and went to the Internet world to find the only handle of the Sweet Shock game console.

Although they found the handle on eBay at a certain time, the two people who are not familiar with the network existence suffered from the price.


Of course, the story will not end so simply.


The two went back to find the "Mr. Pop-up Window" they first met on the Internet in order to get more funds. In the tug-of-war of funds, the two soon met our favorite wonder woman, no, the "flash sister" in this movie.

After understanding the confusion of the two people, Sister Flash skillfully "teased" lavr, took a video and posted it on the popular website BuzzzTube, and enthusiastically recommended the algorithm director of BuzzzTube to them — — Sister Zan (Yesss).


Unexpectedly, Ralph’s little video went viral on BuzzzTube.

Why did Ralph’s "surprise" completely explode? Because it is "novel" enough,


Just like in the animation, the official spit from Zanjie, the current video is nothing more than children, cats, pranks, or private cooking. Doesn’t this phenomenon properly correspond to the performance of the real Internet?

Returning to the real Internet, on the most popular short video platform such as a certain sound and a certain TV, netizens are obsessed with children selling cute mistakes, keen on raising cats in the cloud, or endless pranks. The rules of the game are also very simple. Everyone can leave a message, like it or share it with more friends for secondary dissemination.


Many people’s initial explosions are mostly out of novelty consciousness, and netizens are more or less curious to watch and eat melons, thus bringing more attention.


Come on, Xiao Dianjun will give you a simple example. Recently, on the Internet, Lu Chao was frequently brainwashed by his "true goodness". At first, it was discussed by netizens. Recently, more and more people began to imitate his speech mode, and later, it was imitated by Guo Jingfei, who was once successful in "out of the circle".

It can be seen that the first step to becoming online celebrity is to take it by surprise.


2. How to maintain online celebrity traffic?


We always say that it is more difficult to maintain than to start.


In the internet age, information is updated so quickly. How can Ralph keep a video? In the movie, Ralph soon flopped, and the number of likes did not increase rapidly. Ralph, who has just been appreciated by Zanjie, was immediately rejected by BuzzzTube’s internal staff.

So, what should we do?


Ralph immediately showed a strong network spirit and imitated all kinds of featured videos on the network. Sure enough, Ralph’s performance won everyone’s crazy praise and sharing.


However, if we look at Ralph’s subsequent works, it is nothing more than a little joke that was once popular on the Internet — — Scream like a donkey and eat abnormal peppers … … However, these videos have aroused everyone’s pursuit and love. For a time, Ralph became the hottest online celebrity on the BuzzzTube platform.


In fact, this point is projected in the real network world, and that’s all.

The second step after maintaining online celebrity:A work of quantity.


Nowadays, many online celebrity will enter the "bottleneck period" of creation after their unexpected popularity. Especially after that, strong newcomers are constantly emerging, and those who no longer have new works will soon be replaced.


Some people begin to enter the repetitive black hole. Although different new works are constantly introduced, behind these works, most of them have been remaking those works that have been on the Internet, which is their own innovation and has dropped significantly.


However, for Ralph, he has a third step to success:feelings.


After all, Ralph came from many people’s childhood games, and Quick Hand Hugh also represents the childhood feelings of those people. When he appeared in various spoof videos, he instantly stabbed everyone’s feelings and memories. Just like when wreck-it ralph came out, the classic characters in arcade game in the past reappeared one by one, showing warmth and nostalgia.

With such a background, online celebrity is a cute girl. How can we not give more praise? Just like … … It is hard for us to refuse Pikachu to be cute.

3. One thing online celebrity should pay attention to.


When you become online celebrity, you must remember one thing: refuse blx.


In the movie, because of a small accident, Ralph accidentally broke into the message area of BuzzzTube platform. In addition to seeing everyone’s praise, he could not help but see some "black powder" criticisms.

At this time, Zan Jie appeared and told Ralph that he must not read these comment areas.


In fact, this point in reality, the same reason exists. In the current network world, it is inevitable to meet some "network sprayers" or "keyboard men". They are too used to classifying themselves as "heterogeneous", going against the public, and punishing them everywhere for their short breath.


In the online world, many people are thinking with emotions, which has nothing to do with rational expression. Simply expressing one’s preferences in the network is less smooth in reality, but in many cases, the speaker has no intention, but the listener has intention. Some of the content is simply the vent of the other party’s pure emotions, but everything becomes less interesting when it becomes true.


While being yourself on the internet, stay away from those unpleasant voices. After all, online celebrity still speaks with his works.


Perhaps this is why Xiao Dianjun likes Invincible Destroyer 2 so much. It accurately captures the characteristics of Internet culture. Everyone can see its little beauty from their own perspective.


Perhaps, from Zanjie’s perspective, we will see the working logic as a product operator.


Probably, this is the most magical magic of Disney animation.

Original inventory of Aauto Quicker’s top ten most influential online celebrity, Simba ranked unexpectedly, and Shijiazhuang Gou Lei was on the list.

Original title: Counting the top ten most influential online celebrity in Aauto Quicker, Simba was unexpectedly ranked, and Shijiazhuang Gou Lei was on the list.

Since the establishment of Aauto Quicker, many people have achieved fame and benefits, and gained a lot. Because their fame comes from the Internet, they are called online celebrity.

They have the same aura as the stars. There are countless people who like and worship them. They are willing to brush gifts for them, buy their products and even do everything they can for them.

Because of this, their influence is enormous, and their ability to organize and mobilize is super strong. Although some online celebrity can’t be broadcast live, their fans are still so iron and have been maintaining.

Taking stock today, who do you like best among the top ten most influential online celebrity in Aauto Quicker?

Tenth place: Zimbabwean aspiring (818)

He is a big brother in Aauto Quicker today, with a fan base close to 100 million yuan and a strong selling ability. However, he is lacking in life and a little arrogant, which is why many people don’t like him. He is a businessman with only interests in his eyes and no friends. Therefore, he is also the only person on the Internet who has no friends.

In his eyes, money can solve any problem. He thinks that spending money to increase fans in your live broadcast room is a fair deal, but ignores the fatal point, that is friendship. Because there are many things that can’t be measured by money. Therefore, many people spit out that he is the "king" with the least pattern and friendship.

Ninth place: Gaudi (Di Jiajun, Frozen Jiajun)

He is the original singer of "One Drunk by Drinking", tall and handsome, handsome and natural, taking the idol route, with a lot of iron powder behind his ass. Although he is married, he is still the dream lover in the eyes of many girls.

Recently, because the video of his "real" Simba apprentice’s balls exploded the whole network two years ago, he boarded a hot search.

Eighth place: Bai Xiaobai (321st Brigade)

From the duet actor to online celebrity, and then to the famous domestic singer, Bai Xiaobai’s road to fame is smooth. People of all ages have his fans, and there are many widely sung songs. The most important thing is that he has no scandal.

Recently, it was reported that Bai Xiaobai had already got married and had children, which triggered a hot discussion among netizens. His wife is very beautiful and her name is Dong He. He was also a duet actor. I heard that I am currently pregnant and ready to give birth to a girl.

Seventh place: Sanda Brother (Sanda Family)

Brother Sanda, because he often stays up late to broadcast live, he has poor hearing in one ear, which is also called "one ear". Because Sanda brother is known as the official "disciplinary committee member" in Aauto Quicker, someone named him "note beating".

Although there are more than 50 million fans, only a few thousand people watch it online in the live broadcast room, and the annoying fans name people "three thousand dozen".

Even so, Sanda Brother is still one of the most influential figures in Aauto Quicker, and has a prominent position among the major families in Aauto Quicker and is highly respected.

Sixth place: Erziye (Blue Shorts Brigade)

The second son, once one of the "three brothers of the donkey family", was called the godfather of gossip, the leader of high-end gossip, with first-class eloquence, intelligence and countless iron powders. The family’s fighting capacity is super strong, and once fought against Xianyang, it did not fall in the wind.

Fifth place: Tianjin Lisi (NZBZ)

Tianjin Lisi, formerly known as Yan Huasheng, is a veritable third generation of rich people. Before playing the Internet, he was already rich. He was a soldier and had all kinds of skills.

I remember the second son said that he played the Internet from a customer. With his growing fame, he gradually established the nzbz family. The family is not only powerful, but also cohesive. The spending power of fans is also very powerful.

Fourth place: Er Donkey’s (Donkey Family Class)

Two Donkeys, the king of entertainment talk shows in Aauto Quicker, has more than 40 million fans because of his funny and humorous live broadcast style. He used to be the king of popularity and income in Aauto Quicker from 2018 to 2019. Because of his high income, Aauto Quicker changed the cash withdrawal rules for him alone. (In the past, the maximum daily withdrawal was 100,000 yuan, but now it is 200,000 yuan).

Although it is now changed to e-commerce, people who like him still like it after all. Iron powder has always been there.

Third place: Shijiazhuang Gou Lei (no problem) Lei Jiajun

There is nothing wrong with Shijiazhuang, the originator of Internet Blackness. It can be said that Aauto Quicker is a veteran-level Internet sensation. Both his online qualifications and his fluent language are admirable, especially his idiosyncrasies, which are very real.

Because of the affair with A Niu Jr., something was found out again. It’s been a few months since I entered the palace, but now both of them are inside, and I don’t know if they are studying in a "university".

Second place: Qi Tiandao (Xiaotian) ~ Parents Group

Laughing with you at five o’clock every day, the outdoor male god Qi Tiandao, in Aauto Quicker, the name of the parents’ group is well known, and everyone knows it. Unfortunately, he was previously "walked" to "famous university" for fraud, and after several years of further study, he finally came out to turn over a new leaf.

A few days ago, leading the disciples to climb Mount Tai again indicates that the pace of return is getting closer and closer. If not unexpected, it will be premiered this month.

First place: abbot MC ~ (the door will last forever)

He is the most authentic and kind anchor of the whole network. He is bursting with positive energy and has a big pattern of thieves. It is not too much to describe him with indomitable spirit, openness and aboveboard. He is known as Aauto Quicker’s traffic password, the top stream of entertainment talk shows. The king of popularity, the king of talk shows.

Who do you like best? Welcome to leave a message below!

Editor in charge:

A new wave of price cuts is coming! A number of car companies announced: price reduction! Some save 30 thousand yuan

  Just after the Spring Festival in 2024, domestic car companies ushered in a enter the dragon. This "year-opening drama" led by () accurately locked the "artery" of the commercial war between car companies-price. No matter whether it is active or passive "bloodletting", almost all car companies have participated in this price war, and there is no obvious sign of ending so far.

  Recently, the reporter visited a number of offline stores of car companies in Jinan and found that this price war has penetrated into the sales front line and had a significant impact. Appropriate price wars between car companies have also benefited consumers.

  Great strength, many patterns and wide range.

  The price war of new energy vehicles will be upgraded again.

  Just after the Spring Festival holiday in 2024, BYD brought the glory versions of two popular models, Qin PLUS and destroyer 05, at an unprecedented price, shouting the slogan "Electricity is lower than oil" and "detonated" the calm automobile market.

  Posters of some car companies with reduced prices

  At this time, the domestic automobile market has just experienced a fierce price war spanning the whole year of 2023 and is still in a short and calm "rest period". BYD Qin PLUS’s announcement of price reduction in the range of 70,000 yuan, such as thunder on the ground, directly rushed to the hot search. Li Yunfei, general manager of BYD’s brand and public relations department, even bluntly said on the social platform: "This’ dual-core bomb’ thrown into the fuel vehicle market will completely open a decisive battle with fuel vehicles."

  Within one day, Wuling, Beijing Hyundai, (), Nezha Automobile and other car companies quickly followed suit and issued price reduction announcements. After that, various car companies have entered the game one after another, and they have been "mixed" to this day.

  According to rough statistics, at present, nearly 30 automobile brands, such as Volkswagen, Zero Run, Chery New Energy, Great Wall Euler, Nezha, Geely, Wuling, etc., have participated in the price reduction tide with over 100 models, and have reduced prices and made profits in various ways.

  This round of price reduction has triggered a series of chain reactions and intensified the price competition among automobile brands. In addition to the most direct concessions and price cuts, some car companies have introduced differentiated preferential policies. For example, Lantu Automobile has introduced a total replacement subsidy of 1 billion yuan, covering all its models of Lantu FREE, New Lantu Dreamer and Lantu Chasing Light, and can enjoy a subsidy of up to 50,000 yuan when buying a car.

  Some new cars released during this period have also lowered their prices, so it is hard to say that they have not been affected by the price war at all.

  On February 27th, Extreme Krypton released the completely redesigned Extreme Krypton 001, which not only provided a higher configuration, but also controlled the price range from 269,000 to 329,000 yuan, and reduced the price by about 30,000 yuan, making it a hot model in the near future. "The price of the new Krypton 001 is so affordable that it is even 20,000 yuan or 30,000 yuan lower than the price I personally guessed at the beginning." A staff member of Jinan Shimao Plaza Polar Krypton Center told the reporter.

  Manager Li, who is in charge of sales of iCAR Jinan Jijia Store, said that when the first model of iCAR 03 was released on February 28th, the price was adjusted, from the pre-sale price of 129,800 to 185,800, and the price was reduced by nearly 20,000 to 109,800 to 169,800. "Now that the market is so big, we are pricing it in order to cope with the market environment." Manager Li said.

  Tesla, as the "first brother" of foreign new energy vehicles, brought news of rising prices. Fang Rui, manager of Jinan Tesla Center Store, told reporters that due to the fluctuation of overseas Tesla prices, domestic Tesla may usher in price increases after April 1. At present, the time-limited insurance subsidy of 8,000 yuan, the car paint subsidy of up to 10,000 yuan and the financial discount benefit as low as 1.99% that can be enjoyed by car buyers will also expire on March 31.

  In addition, only brands such as deep blue have heard sporadic news of price increases. On the whole, the whole price war seems to be continuing.

  Offline stores are hot.

  Consumers have a large choice.

  "Hello, are you a staff member here?" At the beginning of March, Mr. Liu, a customer, wandered around the brand-new Krypton 001 for a long time at the polar car booth of the 2024 Jinan Spring Auto Show. No polar staff received him, and he mistook another customer for a staff member. Because the number of consumers who came to ask was too large, the staff was too busy. Within about half an hour of the communication between the reporter and Mr. Liu, people kept coming to the Krypton booth, and most of them went straight to the brand-new Krypton 001 after the price reduction.

  Consumers at the scene of the 2024 Jinan Spring Festival Auto Show

  This situation is not a special case. Recently, the reporter visited the offline stores of BYD, Geely, Lectra, Chery New Energy, Dongfeng Honda and many other car companies, and many stores were busy. Although it is a working day, customers who come to the store for consultation and test drive are still in an endless stream. Most popular models have reservations and need to queue up. The queuing time ranges from half an hour to two hours.

  "Since the announcement of the price reduction, we have turned around at once, and by the weekend, there are more customers than we can receive." At BYD Dynasty Net Jinan Gancheng 4S store, account manager Chen Yu told reporters that at the weekend, their store arranged three test drive specialists. When customers came to test drive, they still had to wait in line for 20 minutes to half an hour.

  In BYD Ocean Network Ganyu 4S store, the destroyer 05 Glory Edition, which has attracted the most attention, has sold all the exhibition cars. Dong Wang, a salesperson, said that because the sales are too hot, he is placing an order for this model now, and it is expected that the car will be picked up in a month.

  Wang Dawei, general manager of Chery New Energy Jinan Hengxin Store, said that Chery New Energy has introduced sincere preferential policies. Taking urban scooters as an example, whether buying QQ ice cream or brand-new ants with higher configuration, they all have higher preferential strength and benefits such as quality assurance, zero down payment and household charging piles, and now customers pay high attention to these models.

  However, according to the hot offline situation of stores and the actual sales analysis of various car companies, it is not difficult to find that there are still a large number of consumers in the wait-and-see stage of "just watching and not buying". "Many customers who have recently arrived at the store are curious to inquire after hearing the news of price reduction. Their willingness and demand for car purchase are not very strong." Dong Wang said.

  Part of the reason is that some car companies only symbolically cut prices due to their own positioning and other factors, or the overall landing price after the price reduction is basically the same as before, so it is difficult to touch the price pain points of consumers in this round of price war.

  The salesperson of a 4S shop in Jinan Lingke calculated an account: "Take Lingke 05 Yao Halo as an example, the previous official guide price was 198,800 yuan, and after the official drop, it was 188,800 yuan. Although the official has dropped by 10,000 yuan, the store can give a discount of about 30,000 yuan before, and now it may only give 20,000 yuan, and the overall landing price has remained basically unchanged. "

  Another reason is that many consumers are worried that car prices will drop further after the shock. Although the current price reduction efforts have been great, many people still hold the mentality of "buying up and not buying down" and continue to wait and see.

  "No one knows how the configuration and price of the new car will change in the next step. It is better to wait for this round of price war to stabilize and then pick it slowly. If you start now, I am afraid that you will soon be’ backstab’." In the krypton center of Shimao Square in Jinan, a citizen who came to hang out told reporters.

  Appropriate market competition

  Can make consumers benefit.

  The year 2024 is not only a year to upgrade the price competition of car companies, but also a year to decide the life and death of many car companies, which has become the consensus of many people in the industry.

  Wang Chuanfu, chairman of BYD, said that the development of new energy vehicles will not give us a chance to stop, slow down and catch our breath.

  He Xiaopeng, chairman of Xpeng Motors, described this year’s competition between car companies as "a sea of blood" in his commencement letter in 2024.

  Cui Dongshu, secretary-general of the Association, said bluntly on his personal new media platform: "2024 is a crucial year for new energy vehicle companies to gain a foothold, and the competition is bound to be fierce."

  With the recent entry of brands such as Guangzhou Automobile Ai ‘an, Link, Cadillac, etc., this price war, which has been staged for a month, still shows no signs of stopping, and a sense of concern begins to spread: Will this price war turn into a vicious competition with ineffective involution?

  Yang Xueliang, senior vice president of Geely Holding Group, said that high value is the way out for China automobile to become bigger and stronger, and the road of price war will become narrower and narrower. "Everyone should hold a group to keep warm, not kill each other." Yang Xueliang left such words on the Weibo.

  There are also views that proper market competition can bring positive effects to both consumers and manufacturers. Just as a netizen nicknamed "Rice Boy" left a message under the topic of "This year is the worst year for the price war of new energy vehicles": "Competition is divided into two aspects. First of all, it must be that car companies reduce costs and increase efficiency, and consumers get benefits; The second is to force car companies to improve their technical standards and accelerate the upgrading of new energy vehicles. "

  However, for consumers, these topics seem to be too heavy and too far away. "I can’t worry about the grand narrative of industrial chain optimization and car enterprise competition. For me, I was very satisfied with the car that I had to "stand on tiptoe" and "bite my teeth" to buy. " A consumer who participated in the auto show told reporters.

  Consumers are talking with the car consultant of Dongfeng Honda about buying a car.

  "Our common people’s demand is very simple, that is, to buy a better car with less money. If it weren’t for the price war, you wouldn’t be able to mention the new Civic in your early 100 thousand s. For us, the price war is also a good thing to some extent. " In the 4S shop of Dongfeng Honda Xindayou Industrial North Road, a consumer and his family just signed a car purchase contract for the 11th generation Civic and told reporters happily.

Empresses in the Palace has a hot search every day! Netizens have carried out various interpretations, and even fans have published books directly.

Some people have found that it has been going on for a long time.The biography of Zhen Huan has achieved a hot search every day.. Moreover, every time the topic of hot search is not repeated. Netizens have long jumped out of the most basic entry-level job of looking for goofs and details, which has derived a variety of tricky perspectives and made a new interpretation of this drama.

For example, "What are the bad habits in Empresses in the Palace?" Everyone put the picture of Yongzheng reading in bed below to show that he can’t read in bed, or "What life lessons did Empresses in the Palace tell us". Another blogger directly drew a cartoon version for Empresses in the Palace, putting Zhen Xuan, Shen Meizhuang and An Lingrong into the modern urban workplace. The top fans realized their love directly and published Reading Comprehension of Zhen Huan Biography.

For this series of recent events, someone asked: "Why are there so many hot searches about Zhen Huan?"But it’s strange, although everyone doubts that it is hot, it doesn’t feel disgusted at all.I even found the contents extremely interesting.This may be due to the following reasons.

The first one is of course because of Sun Li..

Empresses in the Palace’s plays are all named after the characters played by Sun Li, so people are the absolute protagonists of this play. In the play, Zhen Xuan’s setting is also a combination of all the good qualities, as if she were hanging up. She has a good face, can play the flute, can recite poems, always speaks to the emperor’s heart, and becomes the ultimate super winner.

Everyone says that this drama can make everyone pull the tab back and forth repeatedly, because the heroine Sun Li willZhen Xuan returned it to Zhen Xuan.Without excessive consumption and use of this role, I will shoot other film and television dramas in a down-to-earth manner, challenge different themes, and do my job as an actor.Let this character always wear the filter in the play.

The second important reason is that several concubines in this drama have taken off their careers.

The person who has enjoyed the most bonus since the first hit of this drama,In addition to the absolute heroine Sun Li, the next step is the queen Ada Choi and Hua Fei Rulu, who are more important in the scenes, and aunt Shen Meizhuang, An Lingrong and Park Sunseeker, who are slightly touched.. Who would have thought that with the passage of time, there was no special part in this play?Rachel Momo, Seven, Lyric, Tang Yixin, Rayza and Yinger are all to be reckoned with now.Who pulled it out is not the heroine of which drama now.

"Mountains and Rivers and Moonlight", which is being broadcasted by Beijing Satellite TV, is not Yinger as the heroine; Rachel Momo, Tang Yixin and Rayza were all captured by the midday sun, whether it was Rachel Momo, who had a rough love life and a rough birth; Or Tang Yixin with a happy marriage and a happy family; Rayza, who is full of personality and gave birth to a child directly, who is not full of face value and strength.

Seven is also fierce enough. Not only did the TV series "In the Name of Family" starring in one year become the annual crown of Hunan Satellite TV, but now it is more likely to become the next Golden Eagle Goddess. Xia Dongchun, who was rewarded with a post of red, never lived to be an adult. They were losers in the palace fight in the play, and they were successful outside the play. This is really a road that no one has ever imagined. Their popularity not only shows that the actors themselves are excellent, but also shows that the directors have a bright eye and can see that these people have unlimited potential.

Finally, there is an extremely important reason, that is, the similar competing products newly shot in recent years are completely unacceptable.

Since Empresses in the Palace, it’s like lighting a fuse, and it’s out of control. All film and television production companies think that the heroine’s drama is a hot topic, and they all want to get a piece of it. However, no drama can reproduce a fragment of Empresses in the Palace.Even take out another play "Ruyi’s Royal Love in the Palace" by the author of the original novel., also used Zhou Xun descent, clothing by going up one flight of stairs, beauty and strength of the actors are also a dime a dozen, is a masterpiece worth seeing,But there is still a certain gap with Empresses in the Palace.

Empresses in the Palace’s success in that year, with the right time, the right place and the right people, is true of every classic film and television drama. It’s only eleven years later, and it’s like a hit drama, with so many interpretations, and Empresses in the Palace is the only one. Perhaps, the effect of Empresses in the Palace is the best embodiment of combining the entertainment and culture that the public likes.

Knight and day: cameron diaz Bikini vs Tom Cruise.

Latest stills

Cameron diaz is wearing a bikini and fighting Tom cruise.

        Knight and day’s exclusive Chinese TV promo.

        It is reported that the Hollywood summer romantic action blockbuster will be released in China on July 6.

        The film stars Tom Cruise and Cameron Diaz, which is their first collaboration since then. The film was released in North America last week, with a box office of $3.8 million on its opening day and $20.139 million on its first weekend. Thanks to Tom • Cruise has a very good box office appeal abroad, so the overseas box office prospect of this film is optimistic. In South Korea, the film was very popular. Although it was during the World Cup, there were still 465,145 spectators coming to join in, and the cumulative box office was 586,131, which made it the top box office.

        Is the famous director James • Mangold’s latest masterpiece tells the story of an ordinary woman, June (Cameron • Diaz), met Roy (Tom • Cruise), and it was love at first sight. Unexpectedly, during the flight, Roy actually killed all the other passengers on the plane and caused the plane to crash. Only then did June know that Roy was an agent and he had to escape with June. The mandarin ducks fled all the way from the United States to the tropical island of Jamaica, then to Austria, and then to Spain, passing through waves of crazy chasing cars and the terrible bullfighting group … …

        With the popularity of the film, the hero and heroine Tom • Cruise and Cameron • The story between Diaz in and out of the play has also become a hot topic for everyone. The two met again this time because of their happy cooperation many years ago, and both contributed their most "unprecedented" stunts to this film, and jointly created this action adventure entertainment comedy with full topics and constant surprises in 2010! !

        By Tom • Cruise’s inspiration, in knight and day, many amazing special effects shots, the heroine Cameron • Diaz also went into battle by herself, and she is not a fake. Because of her performance in the series of Charlie’s Angels in recent years, Cameron has also developed a good skill. She admits that she loves fighting scenes in action movies because "it’s really interesting to fight!" "She said. In the process of shooting, even though she was bruised, bruised, her knee bled, cut and twisted, she had no regrets. She also wore a dress to attend the Golden Globe Awards Ceremony with injuries all over her body, which showed that she had a good time. Another special thing was that in the film, Cameron also gave everything to speed up, whether it was a car or a motorcycle, it was very handy to drive in person. Director James • Manger also called out that if they were not the main characters in the movie, they should be the best professional stuntmen! !

        Tom Tom also praised Cameron’s performance. Because Tom Tom himself personally performed these stunts, he and Cameron appreciate each other had a special tacit understanding in the performance of Yuanyang in the movie. They fled all the way across Europe and the United States, and the beautiful scenery and beautiful women set off, which made Tom Tom Tom’s witty and dangerous agent Roy particularly charming, while Cameron’s silly elder sister didn’t understand Roy’s complex background and just followed him. Unexpectedly, According to industry insiders, this is an action movie full of many unique elements, which is absolutely unforgettable. It is a blockbuster movie in Hollywood this summer!

Movie network point of view:In the movie, golden couple reappears on the big screen, a mission impossible and a Charlie Hebdo. The two are evenly matched, and there is bound to be a spark of renewal.

Covering the use of new energy vehicles such as driving and parking, new energy auto insurance is coming.

  In recent years, new energy vehicles have developed rapidly. The picture shows the employees in the assembly workshop of an automobile company in Jinhua City, Zhejiang Province, reporting the cars off the assembly line in an orderly manner. Photo by Hu Xiaofei (People’s Vision)

  The construction of charging facilities for new energy vehicles is accelerating to help residents travel green. The picture shows a new energy car owner charging in Longxing Lake Park, Baofeng County, Pingdingshan City, Henan Province. Photo by He Wuchang (Xinhua News Agency)

  On December 14th, insurance association of china issued the Exclusive Terms of Commercial Insurance for New Energy Vehicles (Trial) (hereinafter referred to as the Terms), which consists of the Model Terms of Commercial Insurance for New Energy Vehicles (Trial) and the Model Terms of Accident Insurance for Drivers and Passengers of New Energy Vehicles (Trial). How will the Articles provide more effective and targeted insurance protection for consumers of new energy vehicles? The reporter interviewed the association and relevant experts.

  What are the highlights of the design of the Terms?

  — — Diversified insurance scenarios, customized insurance liabilities and humanized insurance protection.

  "In terms of insurance liability, both for ‘ Sandian ’ The system provides guarantee and comprehensively covers the use scenarios of driving, parking, charging and operation of new energy vehicles; In terms of terms development, it not only considers the current mainstream technical route, but also leaves room for innovation in the new format of the new energy automobile industry. " Wang Yuxiang, member of insurance association of china Party Committee and vice president, introduced that the Clauses cover 4 main risks and 15 additional risks.

  From the perspective of insurance structure, there are many innovations compared with the current Model Clauses for Commercial Insurance of Motor Vehicles (2020 Edition). Wu Tao, deputy general manager of Ping An Property Insurance, analyzed that the Model Provisions for Commercial Insurance of New Energy Vehicles (Trial) has three main risks and 13 additional risks. The main risks are structurally consistent with the current Model Provisions for Commercial Insurance of Motor Vehicles, and the additional risks have been revised and completed except for the nine additional risks in the current Model Provisions for Commercial Insurance of Motor Vehicles, and the Special Provisions for Value-added Services of Additional New Energy Vehicles have been added. Two additional risks, namely, Additional Hospitalization Allowance Insurance and Additional Medical Expenses Compensation Insurance, in the Model Provisions of Accident Insurance for Drivers and Passengers of New Energy Vehicles (Trial) are consistent with the current provisions.

  Mao Jiwen, the marketing director of PICC P&C Insurance, believes that the highlights of the Terms are mainly reflected in three aspects: First, the diversification of insurance scenarios, such as the development of "Loss Insurance for Self-use Charging Piles" and "Liability Insurance for Self-use Charging Piles" in combination with the characteristics of new energy vehicles, to focus on solving the risks arising from auxiliary facilities in the application of new technologies; The second is the customization of insurance liability, highlighting the structural characteristics of "three electricity" systems such as battery and energy storage system, motor and drive system of new energy vehicles, and expanding the scope of protection to vehicle-specific use scenarios, such as self-service charging and special vehicle engineering operations; Third, the insurance guarantee is humanized. Combined with the risks in the charging process of new energy vehicles, the Additional External Power Grid Failure Loss Insurance is designed to cover the vehicle losses caused by external power grid transmission and transformation failures and abnormal current and voltage.

  How to protect the unique losses of new energy vehicles?

  — — The fire of new energy vehicles and the loss of charging piles are all within the scope of protection.

  The innovative car scene of new energy vehicles has also derived new risk points. For example, new energy vehicles use power batteries as energy storage devices, and vehicle auxiliary equipment extends to charging facilities. In addition to the traditional traffic accident risk, major accidents such as fire and deflagration of power batteries constitute new risk factors. How to protect the unique accident risks of this kind of new energy vehicles is the focus of consumers’ attention and the focus of previous clause design research.

  Shen Hua, vice president of China Property & Casualty Insurance, said that the fire and burning of new energy vehicles is not only the insurance liability of "New Energy Vehicle Loss Insurance", but also the insurance coverage of "New Energy Vehicle Third Party Liability Insurance". "At present, the maximum liability limit of auto insurance three-person insurance can reach 10 million yuan. It is suggested that the majority of new energy vehicle owners can choose the appropriate third-party liability limit for insurance according to their own risk protection needs." Shen Hua said.

  At the same time, Shen Hua suggested that consumers can also choose to insure the "legal holiday limit doubling insurance" on the basis of insuring the auto insurance three risks. During the legal holidays (including weekends), the liability limit of the auto insurance three risks can be doubled, and consumers can get double risk protection only by paying a lower premium.

  The newly added two additional risks, namely, loss insurance for additional self-use charging piles and liability insurance for additional self-use charging piles, have also attracted much attention. "Additional self-use charging pile loss insurance" provides insurance protection for the loss of charging piles caused by natural disasters, accidents, theft or damage by others; The liability insurance of additional self-use charging piles covers the personal injury or property loss of third parties that may be caused by electric piles.

  "The Clauses include the loss of charging pile equipment itself and the personal injury or property loss of a third party that may be caused into the insurance liability. This is the first time that the insurance industry has included the off-vehicle equipment into the insurance liability, and it is a bold exploration, important breakthrough and new attempt to provide insurance protection around the consumer car scene." Fu Tianming, vice president of China Life Insurance, said.

  What changes have been made to the claims process?

  — — Broaden the security boundary, try our best to avoid claims disputes and continuously upgrade claims services.

  What is the difference between the claims process of new energy vehicles and traditional motor vehicles?

  "For consumers, there will be no obvious difference between the claim settlement process and the current Model Provisions on Motor Vehicle Commercial Insurance." Bi Xin, general manager of PICC P&C Claims Department, introduced that claims also showed some new features in view of the risk characteristics and usage characteristics of new energy vehicles.

  For example, Bi Xin, in addition to including risks such as external power grid failure, charging pile loss and liability into the scope of insurance claims, broadens the protection boundary, and the Terms also explain the expressions of proper terms such as "new energy vehicle", "process of using the insured new energy vehicle" and "battery decay" to avoid disputes over insurance claims caused by different understanding of terms. In addition, the "Terms" continue to upgrade claims services, and comprehensively sort out the risk points, service standards and operational norms that may be involved in claims-related links. "Relying on technology empowerment, we will launch more online, personalized and differentiated new energy exclusive claims service initiatives to better meet the insurance claims service needs of different consumer groups." Bi Xin said.

  The new energy automobile industry is in the process of rapid development, which poses new challenges to the insurance industry. Experts believe that only by accelerating product innovation, accelerating the accumulation of empirical data, and accelerating the integration with related industries such as automobiles and collecting more industry information can we promote the high-quality development of new energy auto insurance.